My Actifit Report Card: September 17 2026
Nowadays, hardly anyone is unaware of UPI, as we frequently transfer money or make payments using apps like PhonePe or GPay. UPI has become so integral to daily life that some people find it difficult to get through the day without it.
Until now, one could transfer up to a lakh rupees in a single transaction via UPI without incurring any fees. However, recent reports suggest that transaction fees for UPI will commence next month.
Upon hearing this news, people might consider reverting to withdrawing cash from ATMs for their expenses. Yet, people generally prioritize convenience over cost.
Firstly, it is important to note that there are no transaction fees for person-to-person transfers between personal accounts. Secondly, if you make a payment by scanning a merchant's QR code, a fee of up to 0.40% applies to transactions exceeding ₹2,000.
For instance, if you send ₹10,000, ₹40 is deducted, and the merchant receives ₹9,960. There is also a cap of ₹300 on the transaction fee; this means that regardless of the amount sent above ₹75,000, the fee remains capped at ₹300.
As for small businesses, there is no fee for individual transactions under ₹2,000; however, if the cumulative total exceeds ₹1 lakh, a 0.40% fee is charged to the merchant on transactions that exceed the ₹2,000 threshold.
For small-scale merchants, if UPI transactions exceed ₹1 lakh over three consecutive months, a fee of 0.40% will apply to individual transactions above ₹2,000. UPI, which was long considered a fee-free payment system, is now set to introduce charges—much like Bitcoin cryptocurrency.
As for my daily routine: a morning walk at home, getting ready, having breakfast, heading to the office, returning in the evening, having dinner, and finally, a peaceful sleep.
The content is originally written in my native language and converted into English on Google translate.
This report was published via Actifit app (Android | iOS). Check out the original version here on actifit.io
Congrats on providing Proof of Activity via your Actifit report!
You have been rewarded 39.7926 AFIT tokens for your effort in reaching 5301 activity, as well as your user rank and report quality!
You also received a 25.58% upvote via @actifit account. 25.00% of this upvote value is a result of an exchange transaction you performed for 200 AFIT tokens !
Rewards Details
AFIT rewards and upvotes are based on your:
To improve your user rank, delegate more, pile up more AFIT and AFITX tokens, and post more.
To improve your post score, get to the max activity count, work on improving your post content, improve your user rank, engage with the community to get more upvotes and quality comments.
Chat with us on discord | Visit our website
Follow us on Twitter | Join us on Telegram
Download on playstore | Download on app store
Knowledge base:
FAQs | Whitepaper
How to signup | Maximize your rewards
Complete Actifit Tutorial
Support our efforts below by voting for:
This post has been manually curated by @bhattg from Indiaunited community. Join us on our Discord Server.
Do you know that you can earn a passive income by delegating to @indiaunited. We share more than 100 % of the curation rewards with the delegators in the form of IUC tokens.
Here are some handy links for delegations: 100HP, 250HP, 500HP, 1000HP.
100% of the rewards from this comment goes to the curator for their manual curation efforts. Please encourage the curator @bhattg by upvoting this comment and support the community by voting the posts made by @indiaunited.