RE: Create your own metal seed key backup
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24 + 1 is the best way to go. That way you can definitely store the 24 without fear and share the 1 with closest people without too much degradation of security.
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24 only puts you at risk as both Ledger and Trezor can be hacked with physical access if you don't have a +phrase.
I wouldn't recommend storing this phrase along with the seed words.
Yes, I'm afraid I was pretty unclear but that is what I meant!