A better financial planning π°
Namaskar / Hello to all hive users, who will reach this post. I hope you are doing great and having fun in your life and enjoying it with your loved ones.
We all want a better lifestyle, who doesn't want to live a better lifestyle?
Almost everyone wants to live a good and better life financially and mentally. Excessive of anything is dangerous for sure we should try to make a balance between all the things. A better financial strategy is really useful. Imagine you are planning to buy a car or a motorcycle and you don't have proper planning of how you are going to pay the amount. Then I am sure the end of that is not that good for sure. Proper planning is indeed necessary to get better results. If you are planning to buy a car or house in xx years then start saving money or investing your money to reach your desired goals in certain years, a proper plan can make all the things possible for sure. In the beginning, the goals seem to be really impossible but as time passes we do feel great to see the results.
If you are planning to buy or achieve xx item by the end of xx year then sure you can start investing/ saving money for that. There are thousands of ways to do that. Thanks to the internet there are many tools, websites, and applications that do suggest you do recommend you choose the best
plans for yours. If you planning to save money for a long-term plan then be sure to make a low-risk or medium-risk investment. High risk for the long term is not really a good idea for sure.
I have seen many people take loans to start a new business, startup, or built a new house (and many more things). To be honest, that is a bad way to start, if you planning to build a house then a good move would be always to keep a good amount of money at the start if you do need some money at the end then a loan would be good do try to avoid loans from the bank and try to take a loan from your family or friends. The thing is you don't have to pay any extra money (interest) to your friend or family members. But not all do want to realy upon them and they choose to take a loan.
If you take a loan from a loan then do try to finish your loan as fast as you can. I have made a detailed post on that How to repay loans fast π°πΈ. The loan is a trap for sure do your best to avoid that if you do have a choice if there is no choice then you have to take a loan for sure.
what do you think?
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Thanks & Regards
@bhattg
-----Together we will make this a better place-----
It's never a good idea to take a loan to start a business for the first time, only few try it and could actually pay back but just like you have said, it's not a good plan at all.
Ha chote bahi sahi bola apne.
This loan thing I never appreciate. But there are people who earn plenty and they like to expense in credit; almost everything and they pay before few time and they don't care to give some interest instead.π€£π€£
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Congrats @bhattg! Have a nice day ππ
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