Habit of Saving
Namaskar / Hello to all hive users, who will reach this post. I hope you are doing great and having fun in your life and enjoying it with your loved ones.
A habit of saving from an early age is really a good habit for sure, I still do remember how I used to save my all money (what I earn from relatives😁 ) for a piggy bank and broke the piggy bank at a special occasion /day or for a special purpose. I do have goals and why I am saving that money most of the time it was for to buy new toys. My parents give most of the toys to kids when I was at college (I don't remember that clearly).
A regular saving habit sure did make us disciplined investors for sure. If you are used to doing that from a young age then sure you can do the saving and a proper investment when you are growing up. 😉
Thanks to many applications and autopsy options on the website. Now we don't have to remember all the due dates, now most of us are dependent upon the gadgets around us. I am planning to invest a small amount of money yearly in gold, only once a year. I am planning to invest in that regularly for a few years.
Investing in Gold is not really a good investment the returns are not that good, and I am not planning to see that as an investment. As Indians, we do love (mostly) to wear gold ornaments. I do wear gold an earring, I am planning to make another one by next year. 😁
I am good at regular investing, Sometime we do have to take a break from investments for sure. You can say I am a regular investor since my childhood 😀. Now the only difference is I don't save the money in my piggy bank now I do try to save /invest my money in different places that depend upon how much returns I will get. There are indeed thousands of ways to invest in. But we can't trust all of them blindly for sure, can you?
Now we all look for a better and safe way to invest our money, piggy banks are not going to increase your money nor will decrease your money. 😁
Saving money in a piggy bank is a good way to learn a saving habit.
what do you think?
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I agree with you, Gold is like BTC, they have limited supply, hence, once obtained people don't usually want to sell it, at least not all of them.
Real estate seems to be quite a thing to invest in in this part of Asia. But it takes a big chunk of money, so, not everyone can afford that. For middle class family with little savings, I think investing in local manufacturing companies (more like a share) gives more return. The product doesn't have to be high-end, but decent and popular in the neighbourhood, mostly everyday household items and such.
Well, it's a good way to learn a saving habit but I am not gonna consider it as a place to save all my earnings. Just like you said, the money put in piggy bank does not increase nor decrease, however, saving some chunk of money there can be a life saver Incase of any emergency but my major earning should go to a good and reliable investment where a little profit can be added.
The people I knew saved in gold, they did it as insurance against emergencies. In the face of a disaster where they could not reach a bank or have to move quickly in an emergency. I see it as something very sensible, it is a quite successful decision.
yes, gold is an old investment in my country. we all do have many gold ornaments most of the time we do hide them in the lockers. only wear them in ceremonies.
like this.
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