RE: Funding: The Major HBD Use Case
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I question at a 20% APR rate how many people are willing to give up their HBD for something else or to buy something with it. I'm sure it plays somewhat of a impact on how people use it currently?
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Yes. Your money in savings could buy you more in the next year. So depending on your urgency, you may delay purchases. But you still have needs that way require you to liquisate some assets ftom time to time.