RE: The Service Charge Trap...
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More of the "you will own nothing, and you will be happy" plot.
People cannot deal with 100% increases very well.
Banks require you to have insurance. Insurance goes up faster than your income, you can no longer afford your house.
This is happening in Florida.
Florida is becoming unlivable because of insurance rate hikes. If you can even get insurance.
People and small banks are going to lose everything.
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I've long thought insurance is scam heavy!