The value of Hbd in my hometown

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Sometimes when i tell my friends from other places where i live and the kind of lifestyle i am living, they will say i don't belong here or atleast i should upgrade my choice of lifestyle a little bit but i just smile, the reason i chose this lifestyle and place is because it helps me to minimize my expenses and helps me to save more!

I am a nigerian and in my state, we have two base which are the island and the mainland, it cost a fortune to live in the island and that is where you will find mostly the big men and ladies living extravagant life style, the rich celebrities also based on the island but then we have the mainland, we have the rich people on mainland too but not as many as island and here on the mainland is where you will find those minimizing their expenses, people like me!

Now let us talk about the value of Hbd in my life and what i can use 1 hbd or more hbd to accomplish....... The nigeria currency [naira] as depreciate so much that 1 Hbd now cost around 580 Naira if we make the price of Hbd equivalent to 1 usd...

Two Hbd is enough for me to feed on daily basis if it was just me, as i am living a bachelor lifestyle, i love to buy cooked food so atimes in the morning i buy bread and beans which cost me less than 1 hbd in total and most times i don't finish it at once, so i can also keep the remnant and eat it later in the day and in the evening i can buy jollof rice, plantain and either meat or egg which will cost me like 1.5 Hbd or less, i can add the change from the one hbd i spent in the morning to it and that is it but in this case, i do give out to some friends and family who needs help so let just say on a normal day i would spend 4 hbd and some unusual day i spend upto 8 hbd, it depends on the kind of help my people needs!

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House rent is very cheap in my city especially my area, i live in a room and i am paying 36 000 naira per year which is 62 hbd, you can see how cheap it is, i am sure in white countries that is not even enough for a decent meal talkless of paying house bill for a whole year!

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My clothes range is from 5000 to 6000 naira per top which is like 9 hbd and my jean also cost like 8000 per 1 which is like 14 hbd per one, uhm the electricity bill is not expensive too, i pay 1000 naira once in a week which is 2 hbd and for a whole month, it will cost me 8 hbd!

I will admit those from my country working online and earning in dollars are very lucky because the average salary in my country is 30 thousand naira[52 hbd] and some people earn less than that monthly so it is really hard for them to cover their expenses and most time they are always in debt..

This cheap lifestyle make it easier for me to live comfortably, i can't spend 100 hbd in a month on just food and to cap it all, i can't spend 300 hbd in a month! I love the life i am living as it helps me to save more.*..

But fantasizing how much i need to live a good life and never worry too much about money anymore? honestly i won't stop the hustle if i don't have 1 million dollars kept somewhere and also some good investment generating income for me on a daily basis , i know it will take years but i am ready for the challenge!

This is a challenge by @leogrowth and this is the main post incase you also want to participate : here

Just call me Burl.

I am a professional gamer, motivational speaker and a crypto enthusiast

Discord: burlarj#8326
Twitter id: burlarj1
Telegram: burlarj
God exist, i am a living testimony
Giving up is not an option, every hustler has a pay day
Don't wish for it, Make it happen

Posted Using LeoFinance Beta



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it helps me to minimize my expenses and helps me to save more!

This is what I appreciate 😊 which some people don't consider when they want spend. To save is more important as far comfort is the second priority and saving is first.

In my city, 100hbd would be for the house and let's not talk about feeding in city. I would say your state is fair in terms of house rent and food items.

Enjoyed reading your post! Vividly written 😊. Burl!😏

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oh yea, abuja lifestyle is also costly so i have heard from people living there, how are you coping? lol

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(Edited)

Life in the island is so costly is true, and it is not advisable, the house rent is very affordable bro, nice one 🤗

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thanks man, yea house rent here is super cheap here and that is why i stick to this place...

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Thanks for sharing! Keep up the good work living below your means.

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HBD savings are rolling at a whopping 20 percent right now... just keep saving HBD!

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definitely, i have been doing that since they initiated the 20 percent apr, thanks!

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I never thought in my wildest imagination that those pan masala and chtki mouth freshners are available in there as well. Great post burl :)

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Hahaha, it's a stock image. I don't think it was taken in Nigeria.

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lol b0s answered you already aay aay sailor

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It's so strange to see how low the costs are in other parts of the world and I think it's great to see how much HBD can have an impact on your life.

Posted Using LeoFinance Beta

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it is a blessing and i hope it will continue being so

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(Edited)

It's mind-boggling to see these huge differences in cost of living. And I know that it is difficult all over the world at the moment, but I seriously wonder why it is necessary that here in Europe we still belong to the poorer group of people with 2000 euros a month. And that in the Netherlands with 2000 euros per month you are actually still short of money. Great to see that HBD is making your life so much easier! That's why crypto is life-changing!

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there is an advantage and disadvantage to everything, it is true that things are hella cheap here and they re so expensive there, the reason is because i am actually staying in the country but earning from other countries, so that is the difference, people working in my country do not have that privilege because their earnings fit in with the economy..... so like people in europe working in europe too, their earnings fit in with the economy..

but here crypto is changing lifes in africa

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Of course that's true, it all fits in the economy where you are. BUT I'm just wondering why the hell our economy needs to be this expensive. We really don't use any other raw materials. Our houses are not built of diamonds. We use the same electricity, we use the same internet connection, we have the same food sources. So I just wonder how it is possible that there are such differences in the world for the same commodities when you talk about prices. You pay $14 for a pair of jeans, we pay $80 for a pair of jeans, just to name one example.

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our electricity is not the same thing, your light is stable right? i mean 24/7, some areas here don't have light for good three days, and they may on it for 1 hour and never on it again till another two days time..

I also think your country is more safer, here it is very bad, lack of security

and as for the price in commodities
an average nigeria get paid 40 dollars in a month, so definitely cant go ahead to purchase 14 dollars worth of jean out of his 40 dollars..

so let say an average citizen of your country earns 2000 dollars per month, he will be able to buy it easily with 80 dollars right?

that is the difference

those working online from here are the lucky ones not those working in the country

it is similar

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so let say an average citizen of your country earns 2000 dollars per month, he will be able to buy it easily with 80 dollars right?

No, because in this country people have very high fixed charges. Not even included the costs for food.

I also think your country is more safer, here it is very bad, lack of security

True, wishing it was better for your country too

our electricity is not the same thing, your light is stable right? i mean 24/7, some areas here don't have light for good three days, and they may on it for 1 hour and never on it again till another two days time..

That won't happen here.

an average nigeria get paid 40 dollars in a month, so definitely cant go ahead to purchase 14 dollars worth of jean out of his 40 dollars..

I know, it's just sick!

But again ... this was not what I was wondering. I know the situation is not comparable, I know it's sick, and I know that life is supposed to be much better in these regions of the world. It's okay though, I'm happy for you that you have the possibility of making it easier for you and for the ones you choose to help! That's what matters!

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yea that is just it, even with the cheap life here, 85 percent of nigerians will grab the opportunity to leave the country if they have the chance... that is how bad it is i guess... they all like that your country where you think things are hella expensive...

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well done... yu are born for this and i knw you hve a lot more to go and i know yu will attain heights...well dne burlarj..looking forward to seeing more of you here on listnerds..

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With the the power of ListNerds I found another fantastic author that I man have never found on Hive.

Thanks for the blog post. Very educational. You nailed it about your yearly rent only covering one meal in some parts of the world.

You now have another new follower.

!BBH

!ALIVE

!CTP

P.S. Came here from ListNerds

mrpositivityapproved.jpg

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thanks brad for the positivity, respect from burl to you!

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Because this is such an awesome post, here is a BBH Tip for you. . Keep up the fantastic work

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Because this is such an awesome post, here is a BBH Tip for you. . Keep up the fantastic work

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Burl, if you can get up to 10,000 HBD savings then you are set for life my friend... would give you $2000 / year or roughly $5.50 per day which should be enough to cover the basics for you... I might need to move out to near you too for that price

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i was planning to save 2000 hbd cos a friend told me that will generate like 35 hbd interest monthly but seems your suggestion will give me more though it wont be easily achieved but i am ready to give it a try, thanks! and yea my country is cheap to live in lol

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@burlarj I can only say that it is just a matter of time, with all the patience, hustling and investing, something big is bound to happen, so I look forward to a different story soon. Cheers.

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yea definitely, our story is going to change, we are in the right place!

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You definitely have your priorities straight. Keep up the good work and thanks for sharing on ListNerds.

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weldone man. your lifestyle made you to save a lot of money for the future. good job t you

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Wow very interesting to read. You pay just that for rent… almost unbelievable. I won’t tell you what we pay. It would be shocking.

Thanks for sharing. It is great to see the value of HBD around the world in more posts.

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