This is for my Future Financial Freedom

Out of six prompts given at the Week 143 of Weekend-Engagement, I choose this one:

What concerns do you have for your personal future? They could be financial, relationships, emotional, physical or anything else about your own personal future. How are you addressing those concerns and how do you see it playing out? Write a post of at least 300 words.

At an early age, I already felt the difficulty of struggling financially. We didn't have enough money, and it was hard because I felt deprived of my basic needs and the right to live comfortably. In the present time, I can say that we're far from that situation. Thanks to the hard work of my parents, we can finally enjoy the things we never thought we would have back then.

Looking back at our old situation, I have gained a lot of realizations and lessons that I will use in my future. I will use these as tools to prevent myself from walking on the same financial path my parents took.

Now that I am already embarking on my journey as an adult, managing my finances concerns me, especially with the constant increase in prices of commodities that makes me weary about what the future holds. With that thought, several questions pop into my head: Will my career give me a job that pays me well and can cover the expensive cost of living? Will I reach my dream to be rich and retire early and live a comfortable life, or will I suffer, work until I am old, and live paycheck to paycheck?


🤑I am ambitious🤑



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Image from Unsplash by Sasha Freemind

Who doesn't want to be rich? Probably everyone is trying their best to climb the higher social hierarchy. Having experienced a hard life, I also started to dream of being wealthy. I want to be a well-off person, buy all my wants without checking if my budget can still support my meal tomorrow, buy a vacation house, support my family, travel, and experience other typical things a person wants in their lifetime.

Discovering crypto for the first time gave me a sense of hope that maybe my dream of becoming wealthy isn't impossible at all. Thanks to a person I saw on social media, I discovered a blogging platform called read.cash, which rewards its publishers with Bitcoin Cash.

At the height of the pandemic, I wrote a lot of articles and earned more than $1000, which I hold in my virtual wallet. This is already a big accomplishment for me as a 19-year-old. With me being ambitious to grow my assets more, I invested some of it in altcoins and the majority of it in an NFT game. I saw this as a chance to achieve financial freedom at an early age. However, little did I know my greediness would result in my downfall.

After almost two years of writing on read.cash, more than $1000 went in vain. The altcoins I invested in went to hell, the NFT game I invested in became incompetent, and progress almost halted. Maybe this is what you get when you earn a lot and don't know how to manage your finances properly.


🛬Arriving on Hive🛬


Image source

Thanks to Kuya tpkidkai for onboarding me here. I saw this as an opportunity to start again and be better with my finances. I also want to thank the Hive PH community, especially Kuya adamada for helping us to be wiser in handling our earnings.

I am still ambitious, and my dreams of becoming financially free are still here. But I guess for now, I need to start again on building blocks and take one step at a time.

Me being traumatized and exposed to several crypto scams, I think Hive is a safe place to start growing your money. You can start saving your HBD on HBD savings and earn 20% APR from it. Or you can just stake your Hive to earn approximately 3% APR. Basically, aside from posting on Hive, you can earn passively just by retaining your assets.


Becoming financially concerned about my future is inevitable, especially since I have big dreams. For now, I think I will focus more on mastering my skills and building a good foundation for my career. This might give me a good chance to find a better job. I will also continue sticking to crypto because there are a lot of opportunities to grab. Yet we are still in the early stage and there's still a lot of room for improvement in the future.

About the author

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The altcoins I invested in went to hell, the NFT game I invested in became incompetent, and progress almost halted.

Okay lang yan hahahah. Same sa nasunugan sa crypto haha hold pa more joke. Naalala ko yung Pegaxy, biggest mistake talaga hayst. Maganda yung ecosystem ng Hive sa totoo lang.

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Makikiraan sa comment, nag-chat ako sa Discord hehe thanks!

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Laki din ng nalugi ng kaibigan ng tito ko dyan sa Pegaxy, kala nya di na sya babalik sa abroad pero ayun naubos sa Pegaxy at Axie.

Yep, I agree Hive's ecosystem is pretty solid

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Cheers for those earnings and learn from the worst investments that we've done.

Pautang, kli4d!

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Cheers! 🍻

Dapat ako ang mangutang sayo Lau hahaha

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Yaman-yaman na ni Lau nangungutang pa. Wag ka na kasi mag-invest sa kaniya sa iba nalang!

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True yaman, puro liquid ang assets nyan kuya TP hahaha

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That was a pretty solid plan, @cli4d. Well, I just miss the old days of read.cash wherein users can earn a good amount of rewards and the projects of BCH are growing as well. Yeah, we can't help but worry about our finances since we're already entering adulthood. You can get through this since I know you are smart and wise enough to handle your finances. !PIZZA

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Mismanagement. Sayang potential ni BCH.

Not yet smart and wise enough hahaha. I can feel that I tend to spend a lot when I have a lot of money in my pocket hahaha

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Thank you!

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All good @cli4d! You are a true inspiration for Hive! Keep going and reach your new target!

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I also earned a lot before in fact my earnings in total during april 2021 reached 20,000 USD which gone in vain due to spending and also market crash, just sad how things turns wrong, it's a great lesson for me to know handle money and have financial literacy.

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Wow, that's huge. Do you still have coins on your smart BCH? I hope they will rise up when the market started to go green again hahaha.

Our read.cash era taught us a lot of lessons when it comes to handling our finances. It's just sad that we need to learn a hard way.

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Seriously, may mga time talaga na mapapaisip tayo what our future would be like specially sa panahon ngayon lahat nalang tumataas, ako nalang ang hindi, lol. Mejo malaon pa naman yang future na iniisip natin but what we can do today is to plan it carefully and work wisely para ma secure ang future natin. Yon lang, sana walang maging balakid sa plano natin which is impossible sa totoo lang but, we'll get there, lets make sure of that.

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Well said. All we can do is plan it carefully and work wisely to have a secure future.

We'll get there, just trust the process :)). About sa height, kaya pa yan unat unat lang hahaha

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I wonder what NFT project was that. Ahh, I earned well in read.cash too. Gone are the days~ Happy too that I joined Hive. Managing your money is the first step to becoming rich. Ford will be rich! Let's claim it!

!PIZZA

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My DeFi Pet, lol. I regret being so a fan of that game that I trusted the devs too much and put my earnings to it 😭. Anyway, the past is in the past and we can't do anything about it hahaha.

We will all be rich! I claim it 🤞

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GRAABE NAAALALA KO NA NAMAN YANG DEFIPETS NA YAN BUHAY PA BA YANG GAME? SAYANG DI KO NABENTA YUNG SA AKIN NOON EDI SANA ROI PARIN AHHAA.

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Buhay pa pero walng progress yung game HAHAHAHHAA My DeFi Pwet

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Oh,yeah, I remember that. Yeah, past is past. At least we learned na.

We will all be rich! I claim it 🤞

😍😍😍

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Same tayo, sobrang ambitious ko rin. Narinig ko nga sa isang line sa kanta na "Iba ang sipag pag pinanggalingan ay baba". I think it's because we want to level up our financial status in life, that we always put efforts and sacrifices just to live a better life in the future. Tamang management sa finances talaga ang mahalaga :) Great write up. 💯📝

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Ramdam at alam na rin kasi natin yung hirap. Tapos parang sawa na din tayo kaya want naman natin maexperience na umangat at maging komportable kahit papaano.

Thank you for checking this out @charmingcherry :)))

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Tama yan. Kapag alam mo talaga yung hirap ng buhay, magsusumikap ka talaga eh. Laban lang tayo! 💚

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Sheeshh..burn ..😅..ganyan talaga ..high risk ,high rewards.

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Lesson learned hahaha

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I would always admire you guys from being here in the blockchain and trying to be financially wise at a young age.

It is sad that the investments that you had went to hell and for sure no one wants that to happen. Hopefully Hive will be giving you more in the future than you can imagine aside from the monetary stuff the learnings and improvements that you gain from the community will stay.

Kudos kay beshywap Adam from being an amazing mentor re finances sya talaga ang lodi ng lahat.

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Mga batang mulat na kami sa gastusin hahaha.

Marami na akong natututunan dito, mula palang sa experience ng ibang Hivers

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