RE: Gastar lo que no se tiene // Spending what you don't have
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Yes, but in general, it's up to the person to decide whether they want to help or not.
See if someone demand - "GIVE ME MONEY" ๐คฃ๐ I'll not help him ๐ in this type of situation.
If he humbly asked for help - "Hello, my dear friend. I need $20-50 to pay my down payment. Can you help me? You can't? Thank you anyway."
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Here we have a proverb that says "before the vice of asking, the virtue of not giving". ๐