Saturday Savers Club with @susie-saver | Week 33 - Saturday 14 August 2021 | NEW! 20 Week Autumn Challenge! | Win EDS Tokens for Comments! Everyone Welcome

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Hello Everyone,

Welcome to Saturday Savers Club with Susie-Saver!

New! 20-week Autumn Savings Challenge

Just to keep everyone fresh and excited and to support our new savers, we're going to have an extra 20 week Autumn savings challenge. By the end of the year, we will have saved 10,080p (or whichever unit of currency you are saving in).

As well as growing the @susie-saver HP each week with the regular year-long savings challenge, we're going to be adding pennies each week to the Hive savings account. For ease (and to end with just over £100 by year end), I've combined Weeks 1 and 2 to give us a nice round twenty-weeks:

Week NoAmountWeek NoAmount
11.05 ❤️115.67
21.26126.16
31.75136.65
42.24147.14
52.73157.63
63.22168.12
73.71178.61
84.20189.10
94.69199.59
105.182010.08

If you check over on @susie-saver's wallet, this week's 105p bought 2.17 HIVE which you can see in the savings wallet. See the Golden Pig Tip below to see what @susie-saver is saving for!

New - Wednesday Wellbeing Club

This is a challenge for anyone who wants to make a lifestyle change (eat well, move more, sleep better) hosted by @shanibeer over in the Natural Medicine community. Anyone is welcome to join 😍.

Now then - this week's winners!

Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @phoenixwren, @riandeuk, @lammbock, @carmenm20 and @fabianar25.

Okay, everyone who commented last week went into the WheelofNames and we have two winners: @justclickindiva and @carmenm20 - check your wallets winners - yay!

- Congratulations!

Thank you for taking part in Saturday Savers Club, everyone!

What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.

More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 24%.

640 EDS Miner tokens left.

Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started

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Image by Andy M. from Pixabay Hey Chicken, enjoying your ice cream? 😁

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

Penny a Day Tracker Sheet

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Right click on the image, save it to your computer and then print it out.

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 14 August, was 15.61p. Next week, we'll be saving 16.10p and by Saturday we'll have saved 271.48p (that's 27,148p just compounding a penny a day)! 😁.

Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.

Here's this week's results - 15.61p buys 32.25 Hive.
730 Hive saved in 33 weeks (630 Hive powered up, the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 24% on EDS tokens and a little on curating and posting!

@susie-saver has powered this week's savings; she's also been voting following a curation trail. She's reached her first milestones of 530HP and Minnow status. Her next goal is 1,000HP.

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

  • just leave a comment below if you want to join the challenge.
  • follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
  • share this post if you think your followers might be interested.

2. The Golden Pig Tip

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Image by 3D Animation Production Company from Pixabay

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

This week's Golden Pig Tip:

@susie-savers number 1 Golden Pig Tip is start small and start today: that's what we do in the Saturday Savers Club! The number 2 Golden Pig Tip is to have a goal for your savings - what are you saving for? @susie-saver is saving the 365 challenge for a trip to the Caribbean. Now, she's saving the Autumn challenge for treats over the winter holiday.

And today is always a good day to start saving - you can start on Day 1 or make up the first thirty-three weeks (or join the Autumn Challenge) to catch up with @susie-saver.

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

@eddie-earner content contributed by @silverstackeruk and @shanibeer.
Today's post by @shanibeer writing as @susie-saver.

EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.

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(Edited)

Congratulations to this week's winners and Saturday Savers. This week I started transfering any HBD earned to savings to benefit from the 10% APR.
I'm currently at 590HP and growing slowly and steadily.

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Hello @bearmol. Yeah...Congrats for you that you are now taking advantage of the 10% APR for the HBD savings.

You'll be at 1K HP in no time. Just keep publishing quality content. Also, did you know there are contests on Hive you can enter that pays in Hive if you win or maybe place? I enter several contests and challenges when I have time. Just for the variety of content for my blog.

Keep up the slow and steady savings.

Take care.

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🙏 Thank you for these tips @justclickindiva. Slow and steady

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Great tip there from @justclickindiva. You can search for #contest and #challenge and I believe @steembasicincome does a weekly post full of challenges - perhaps you could check out what's happening and let the Club know next Saturday? Or even better write a post about it and link it here 😍.

HP looking good and HBD savings starting to grow. Excellent!

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Congrats to this week's winners! I am up to 31 EDS in my wallet. Slowly but surely climbing upwards! :)
I don't really have a set goal re: the earnings other than "being able to piece together enough to live on," lol. I do have things I would like to save for, but when I'm always coming up short for the basics and needing help frequently, it's hard to save up for anything outside of that. I would like to save up for a full size keyboard, but that's a luxury right now. Making rent and cat food and electric bill and groceries on a regular basis comes first.

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Hello @phoenixwren. It's good to know you are steadily growing your EDS in your wallet. I think having a set goal does make a different, even if it's for only a partial or half of your savings.

I do understand that offline life is such that saving is hard when you need any additional funds for basic needs. But you do have a goal...saving for a full-size keyboard. That's a start.

I wish you the best. Take care.

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I appreciate the challenges when there isn't enough money for survival - I've been there myself in the past, several times, sometimes through happenstance and sometimes through the wrong move. I was ill for a long-time and unable to work for several years, then a relationship breakdown and the loss of my home. Later, I started my own business: I remember phoning my mum and saying there's £17 in the bank, no work and no money coming in and £496 worth of bills going out. She came to see me, brought me cut flowers, a huge tub of chicken pellet fertiliser and dug over the front garden. I don't know what happened, but I got through another month!

There's an interesting psychology about saving: I wouldn't have understood it without going through the process myself. You're already halfway there with a goal for something definite, the full-size keyboard. Several people here are transferring tiny amounts of Hive or HBD to their savings accounts for the challenge, starting with 0.01 Hive or 0.01 HBD. It stays liquid with only three days withdrawal, so if you need it for bills or food you can take it out. Which key board do you want? Will $48 (the amount we are going to save in the Autumn challenge) make a difference?

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The one on my wish list is a little north of $200, so depending on the price du jour, that's 20-25% of it. I've been plunking HBD into savings over on Faerie Stories.

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Congratulations to this week's winners. Its been another pretty busy week but I am still slowly growing my bags. I am on track to my monthly target so I think I am still on track to make most of my monthly goals. I do think I won't make my CUB monthly add since I accidently staked the LEO that I was going to send on that end.

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Hello @jfang003. Thanks for your wishes. I also staked my available liquid Leo on HivePud day. So now I'm going to transfer either Hive or Swap.Hive. I've missed the past 2 months, so I definitely want to participate.

Have a good rest of your weekend, and take care.

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Hello @jfang003 good to see you 😍, and great to hear you are on track with your monthly goals. Haha, I believe you are the second person who has staked their LEO by accident - easy to do! At least you didn't sell it by mistake! (I've done that) 😂. I've delegated my staked LEO to @meowcurator and get LEO back, it works for me as I don't spend a lot of time curating and the LEO goes towards Cublife.

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Congrats to this weeks winners. I am just saving for this months buy in for club life and I have been planning on buying some more index tokens as well. Have a great week all

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Hello @ericburgoyne. Thank you for your congratulatory wishes. I'm also bookmarking the date so that I can participate in the CubLife buy-in. I have been watching tokens and coins off Hive to invest in. Hopefully, I can get a good deal on the rising gaming token industry.

Take care.

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ClubLife is a good one so is index with good returns

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Hello @ericburgoyne, good to see you.
Yes, I've been saving towards my Cublife buy, I must keep an eye on the date and not miss out. I was waiting the LBI payment yesterday. I'm wondering whether to transfer it now or Friday to catch the last few drips of returns from @meowcurator.

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I am going to transfer the club life payment on Friday the 20th so I do not miss the deadline

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I'm still not really doing a daily savings thing, but I am still continuing to make sure I get my votes out and that my vote bucket never really overflows, so it is a very rare occurrence that I am at 100% vote power. The new fork for curation has been a boon on my primary account, but sot so good on my secondary account, that one is at 100% vote power a lot, it is my delegation account for people and projects, not a lot of HP there yet, but I toss it a bone every now and then.

Back to the curation, my curation rewards have jumped from 2 hive a day to almost 3,2 hive a day on average, so very important for me to keep my bucket topped but not overflowing, so mornings I vote til my midnight, then before bed I vote til noon, it works well for me, so far.

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Hello @bashadow. Nice to hear your curation rewards are working for you. I try to spread the love as far as I can to support other authors. I do try, however, not to allow my voting power to dip below 80% in any given day.

Have a good rest of your weekend.

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Yeah, I try not to get below 80%, that is why I try to break my voting up in the two segments. Weekend started fine with a Pizza dinner.

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Great way to grow your account through curation and that weekly increase is fabulous! Wow,who would have thought you would see such a big difference? Sounds like you have your system sorted, too. Excellent! I do go a bit crazy some days and knock my VP down to 70%, but then I may not be around for a few days. Could your secondary account follow a trail (or even your main account)?

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I keep thinking about following a trail with my second account but I still like trying to manual vote. It only has about 12 HP available for voting the rest is doled out. I do vote that one out to two days sometimes because I am not very active on it, but need to get more active so I can be prepared for my next set of delegations.

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congratulations to @justclickindiva thank you very much for the award @eddie-earner I love awards, these awards are always motivating.

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Hello @carmenm20. Yes, any type of reward is nice and a great motivator. Keep up the good work on your weekly savings for you and your daughter's account.

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Hello @carmenm20, good to see you!
How did you get on with your savings this week? You and @susie-saver should be neck and neck with equal Hive savings 😍. The EDS should help grow your savings, too. They pay out every Monday!

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Hello @shanibeer This week went well for me, I have complied with what was established this week. Also earn token. I already have 2 EDS tokens. How have you been?

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That's good to hear 😍
My week has gone well, I have started a well-being challenge 🙂

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Hello @eddie-earner and @shanibeer. Here's my Week 33 Progress Report:

https://peakd.com/hive-167922/@justclickindiva/week-33-summer-is-nearing-an-end-enter-the-autumn-savings-challenge-or-saturday-savers-club


Also, I'm happy to hear about the new Autumn Saving Challenge. I'm in and started this week with my weekly transfer to savings for both Hive and HBD.


Also, thank you so much for the prize for winning the Wheel of Names. @carmenm20 congrats to you also for your win.


I am also going to participate in @shanibeer's Wellbeing Challenge in the Natural Medicine Community. I'll see you over there on Wednesday.

I see all Saturday Savers Club members are doing nicely this week in your savings and investments.

Take care everyone.

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Woo hoo, @justclickindiva, @erikah and @shanibeer in the Wellbeing Challenge - that's a powerful team and lots of EDS to share! I wonder if we could tempt @gillianpearce to join us ... 😁

Another great week for you @justclickindiva, and so pleased you're joining the Autumn Challenge. THank you for your support for everyone in the Club - brilliant idea about the contests, too. I'm going to use that as next week's hot tip 😍

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Aw. Thanks for thinking of me. 😍

I've suddenly got rather a lot on my plate at the moment. Not enough time to take on anything new right now.

I have been thinking about what I would write if I was starting the challenge though. Food for thought . . .

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I've suddenly got rather a lot on my plate at the moment

That happens sometimes 🙂. Good to hear from you and join us when you can!

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Great golden pig tip, compounding together with time are your friends here. Little by little it will grow and one day it can make a huge difference for your life. Stay consistent with it!

congrats to this weeks winners :-)


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Hello there @riandeuk 😍, how are things with you?

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Pretty good, how are you yourself?

Been a good weekend of outdoor and some splinterlands. And seeing the eds dripping in from the miners too. Always great!


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I'm good, thanks, enjoying the summer 😁

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Ahh nice, did that over the weekend. Glad I did to kind of stormy out here now..


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Congratulations to @justclickindiva and @carmenm20 who have won an incentive this week. That is very exciting. I have complied with what was established this week. I already made the deposit by myself, they have explained to me how to it That is very exciting.

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Good to have you with us @fabianar25!
Glad you were able to make your savings this week, that's an excellent start 😍

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Yes, little by little the little pig is filling up. It will be exciting to break it.

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