Money Where it Matters

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Two years ago the most expensive thing I bought for myself was a pair of running shoes. It wasn't that I wasn't spending, just not on myself as I had some financial commitments and obligations to meet, leaving little for self care or even savings after they have been taken care of.

Very little has changed in terms of those obligations over the last few years, but my mindset towards it is a lot more reactive than it was. While acknowledging the need to fulfill our obligations and commitments with the little resources we have, care must also be taken to ensure that we practice a bit of self care along the way and spend some of our hard earned money on ourselves.

This doesn't necessarily mean going on a shopping spree or spending ostentatiously, just that we need to acknowledge that the resources we have worked hard to make available should also be a source of joy to us. To many people that definition differs, It could mean a nice time out with family or even a little increase in ostentations.

Long Term Now

Apart from financial commitments and obligations, another side of it is those who work with a long term focus and neglect the needs of the immediate. Some needs can be deferred, but certainly some need to be met urgently. Take for instance those who deprive themselves of a quality lifestyle (food, clothing, shelter), often going for the cheapest option available irrespective of the quality. Such a move is bound to backfire and pose a health concern in the long run.

Sacrifices are of course very important to attaining any goals, financial ones included. Yet the sacrifice must not be too costly else it becomes guilty of the sin of neglect. We must not neglect our present selves in the quest for a better future, or satisfying those around us.

Another thing I have observed is that people tend to mistake self care money to mean money for luxuries or ostentations. For me, it is rather the kind of spending that improves our physical, mental emotional, or spiritual well-being. It could be a new book, running shoes in my case, nice time our with loved ones, or even buying gifts for those closest to us, anything that seems like money well spent.



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I really needed to read this. I've been neglecting my present self for the medium and long term goals. Thank you so much for sharing.
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Yeh at times we are so discipline on reaching our goals we tend to forget who is the most important person that needs caring for in order to attain our goals.

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I do agree with you on that, self care is very important not to neglect after all why are trying to earn money in the first place if we can't look after ourselves financially while not deviating from our financial goal.

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(Edited)

For me, it is rather the kind of spending that improves our physical, mental emotional, or spiritual well-being.

For me this is the same thing like yours, I spend money for friends and family rather bring extra comfort for me, I need mental satisfaction that also come to me when I donate from my money.

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Well, self-care is important, but sometimes some people are already slot in to the selfless mentality where it becomes an obligation to put others before themselves.

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Helping others is a form of self-care, as it gives our minds a sense of satisfaction and fulfillment that can be compared with few other deeds. However, if it is done to prove a point or to the extent that we become people pleasers, then that is counter productive

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Balance is key. I still don't get these individuals living cheap just to buy BTC or not sell some of it. It's not worth imo to live years and years of excessive saving and poor living over some internet money.

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Self-care is important. You are working hard to achieve your financial goals. You should at least reward yourself from time to time. Maybe you are the one who has to take care of your family. If you don't take care of yourself first, how can you take care of others?

Yes, when you think long-term, your action is different. You make your move based on long-term goals.

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I believe in everything we are doing we should learn to balance it, saving in a way that won’t affect the room for self care or the other way around

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