Hive-Engine Tokens Vs Loan Servicing - Positive or Negative

Greetings to my esteemed Lions on the LeoFinance ecosystem and the entire hive blockchain. It's another day and time to share with you my thoughts on loan servicing and the Hive-Engine tokens. Seat tight to see my views on the subject matter. It's your friend @faquan, saying hello from this part of the world.

The focus of today's post will be on the ability to invest in hive-engine tokens and it's possibilities of helping the investor service a loan from either a bank or a private lending cooperative society.

One of the challenges facing many business people and most small account holders on the hive blockchain is on how to raise capitals to invest in their businesses and on the blockchain respectively.

For us on the hive blockchain, it's just obvious that the ecosystem is vast and isn't just all about content creation if one wants to maximize the potentials (financially) on the blockchain.

Truth be told, it's very difficult for a newbie or small account holder to just grab big upvotes at just a glance. It takes a lot of hard work in terms of consistency and engagement on a daily, weekly and monthly basis for one to attain such a height on the blockchain.

Since there are investment opportunities on the hive blockchain in the areas of Hive-Engine tokens and providing liquidity pools, should I take a loan from the bank or other financial institutions to finance my desire to invest in Hive-Engine tokens?

Hive-Engine Tokens Vs Loan Servicing
The problem of loan isn't in the collection process but it lies on the repayment itself. Once a bank gives you a loan it automatically begins to count and unfortunately many becomes indebted because of the failure to meet up with their repayment schedule.

Let's become more practicable in the explanation. Let's say I take a $200 loan from a bank with a repayment schedule of 8% interest per month for the next 6 months to 1 year.

8% of $200 should be $25 interest rate per month, while the principal of $200 divided by 6 (months), which is $58 per month in terms of principal and interest. Please this is a rough calculation don't judge the post by the figures above.

Which Hive-Engine token that an investor invested $200 can give him $58 per month to service his loan and still have a little balance for his or her efforts.

Reasons Why You Shouldn't Take Loan to Invest in Hive-Engine Tokens
Interest free loans are sometimes preferable to venture in business but not when you're starting a new business. This is because it'll run your capital down. In this section I'll give 3 reasons why you shouldn't take loan to invest in Hive-Engine tokens.

• crypto volatility: hive-engine tokens are crypto that are pegged to the $Hive itself. Crypto in general can be volatile, although sometimes it can give you some reasonable profits within a short period of time and also it can bring down your capital to nothing.
• Loan Servicing: Remember that loans requires servicing and should be invested in businesses that can meet up with the servicing demand and still give you profit. Hive-engine tokens requires a lot of stakes to enable you earn rewards from Curation or delegations.
• Tokens can lose its values: many hive-engine tokens have lost their values and many investors are regretting why they invested in such hive-engine tokens. Just imagine an investors that took loan to invest in such a token that have lost it's values, what'll be the faith of such an investor.

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