Adjusting to harsh financial reality

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I was talking to someone about financial adaptability and some of the things I do when I'm broke, and they thought I was joking, and this is the problem with a lot of people.

They find it difficult to adjust their lifestyle to suit or match their financial situation. There's honestly nothing bad with adapting or adjusting to a new financial reality even though it feels honestly weird or different.

A lot of people always hope they never have to go back to struggling financially especially after they've made some good money, but the truth is that no one can actually predict what their finances will be like, even if they've taken all the necessary precautions.

I think the reason is that some of the things we prepare for are never the problems we encounter. For example falling ill is something we cannot control.

Some people for example, can eat right, workout, like a healthy life and still get cancer, heart failure or kidney failure, it can be an autoimmune condition shutting them down, and they eventually spend 90% of their wealth trying to recover and stay alive. They can get dumped or robbed (like in in my case).

I was already comfortable financially to an extent. I was trying to fund a business venture and then expand, then got robbed and back to zero. Adjusting to a new financial reality is not something I find very difficult, it's something I've done for a Very long time.

I come from zero myself, I understand how to cope with being in zero, and sometimes I lived that way even I could afford not to. For example there were periods in my life where I could comfortably afford very expensive clothes and lifestyle, but I continued buying cheap stuffs.

I didn't care what anyone thought, I wasn't out to impress anyone, and I continued to live like that, so there was honestly no difference with being broke and living like I was broke, the only difference was knowing within me that even if I decided to live like I had money, I wouldn't be able to do that.

This isn't to say adjustability is easy.

It's not just a money thing, it's a psychological thing too, even though it's very ironic that man's strongest suit I'd their (our) ability to adapt to the weirdest of situations.

Although I think adaptability is one of the strongest suits of people who are used to being depraved or probably never experienced a lot of goodwill.

In my case, I experienced a lot of depravity as a young person, but it got better, and even if it actually got better, I still didn't change my mindset.

One of my belief as a person is that anyone can fall, fail, succeeded, gallop to the top or get back to zero, while it's not 100% applicable to everyone, I still think the majority of everyone in life is faced with this possibility and it's important that everyone has to be able to adapt.

Being used to a cost of living based on how much you use to earn or have is quite difficult. No one wants to go from being able to eat whatever meals they want, to having to reduce the expenses on meal, or having to sell a luxury car to be able to buy a mid-tier car.

The pain of having to downgrade, the distressing of having to live in a reality you thought you already escaped and all that. For me, I think it's hard, but it's not impossible, it's challenging, especially since you'll continue to live in pain of having to downsize or downgrade.

Conclusion

Financial crisis are inevitable; countries, companies and even a lot of establishments actually go through it. They just find ways to adjust until they actually come out of that situation.

I also think the way we react to having to reduce cost of functionality is important, because honestly the most difficult aspect of trying to escape from a difficult financial situation is not even having the mental strength to begin.

The exhaustion that comes from being in a bad place is honestly very real, and somehow this prevents people from fighting when they should. Giving up is easier when we're already losing, because that's the reality we're faced with.

My advice is never to get used to living in abundance, this doesn't mean you have to live in fear, I think the difference is understanding that life can go south, and it's either our fault or it's not, and we have to "manage" that situation so it doesn't consume or make us lose ourselves.

This is the difference. So, how do you react to being broke, is it always possible to adjust?