The Ripple Effect Of Loss: Losing Your Emergency (Fund) Leverage

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Some days are very creative, others are just not, you need a clearer mind, unencumbered by any sad or overwhelming feeling to be able to create, when I mean create, it's not just about creating content.

It's about procuring ways and methods of bettering your life, creating innovations to solve salient problems, and coming up with ideas to create something unique, maybe a business outlook or something that could take you off a position, into a better position.

There are days that we deem productive. Maybe pay off a loan, made a profit from trading or selling an item, bought a ridiculously cheap internet plan for cheap, discover how to spend less on a product you used to spend a lot on, or even discover a new way to earn more from your skills.

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Loss: The Feeling Of Irresponsibility

All these are things that happen on some days, while on some other days, we might experience loss, due to our inability to take the right course of action. We could start our day aiming to spend less only to spend less, it could be preparing all week to pass an interview, but failing to do the interview, because we made poor decisions, got stuck in traffic, and lose that opportunity.

Loses like this can psychologically ruin people, making them clumsy with their decision making and this might affect their creativity, making it easier for them to lose rather than win. For example, the year started well for me, I had completed a series of projects and moved into another apartment, I considered this a win, but after a couple of months, I was hit with something unexpected.

Recently, my life saving, including my emergency funds has been wiped off by some unforeseen circumstances, one death and one fatal injury to my immediate family members, because I was left with only an emergency fund (which was in form of crypto) when these things happened, I spent everything.

Now I didn't just spend everything, I lost the motivation to stay intuitive, it became difficult to move forward, especially when I had to spend so much in two months, the sort of money I spent in two years. One thing about emergency funds is, that even if It's there for emergency purposes, no one is happy to be spending them. Why? We like the assurance it brings, we hope never to use it, because it brings a great feeling knowing it's there.

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A Little Gratification Vs Total Loss Of Value

Recently I began to regret my choice of renting an apartment, I see the choice as money wasted and not even money not well spent, because the latter means, deriving only a little value from spending much while the former is not getting any gratification or worth for the money spent. Within two months, the doors and lights have all spoilt, the prepaid electricity meter has developed a fault which means power cut for close to two weeks.

The most annoying part was the shitty "owner-to-customer" relationship established by the people who owned the property. I mean, they find it very easy for them to convince you to rent their properties, but after that, they ghost you like you never paid them, and they become hostile, it's just another business deal for them and customer satisfaction is never their strong suit.

They do not care about any potential business referral you might get them because it's Lagos, people will always look for a house to rent and they can afford to offer shitty services to people without being scared that they'll never get another customer. Of course, they would, it's a question of the properties being in demand because people need to live in houses close to their working place.

This makes it easy for them to treat people with bad servicing without being scared that their referrals will hit a dent. But the biggest challenge for me is having to do without electricity and not giving a shit about it. no electricity means I cannot be online as long as I want, which limits my physical and mental ability to create or be productive.

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A Different Possibility: The Aspect Of Regret

I could have easily bought a generator but then, I'm back to the fact that my emergency funds have been wiped off by the recent events I spoke about. I haven't been able to live with the fact that I had made a terrible mistake. With getting the house, because I keep painting the different possibilities in my head about the things that could have turned rightly for me, the more money I could have saved, a ripple effect from making the right decision. However, I only began regretting all these due to how the past two months have been tough for me. I've never lost so much in a long time, then in the past two months.

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A 90% & 10% Case For Failure & Success

Which has made it difficult for me to move on with life. In other words, making the wrong decisions can create a massive ripple effect of loss. Sometimes we cannot explain how we experience a stint in life where we constantly lose.

But it happens, and one thing you must understand is, that even after recovering from a loss, it's difficult to make decisions.. especially one that might be Impactful without having the constant thoughts that we might fail again. This just translates to the fact that losing makes it difficult to take risks with a 90% success rate and 10% failure chances, because no matter what the possibility of that 10% will always be in view to someone who has experienced a loss that almost ruined them.

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Interested in some more of my works?

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The Intrinsic Propensity To Spend Money

Poverty: The Unwillingness To Spend?

A Scenic Bathroom Photoshoot

The Importance Of Having A Contingency Money Plan

Translational Value; What Is Your Worth?

Using Crypto As A Means Of Transferring Will

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Posted Using LeoFinance ^Beta