RE: Hypothetical Budget for a 2/3 day in the office job!
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I must say, since I am approaching 52 YOA and knowing our mortgage will be done by the time I am 59, we will have more financial freedom in the not too distant future. RN it feels a bit tight at times with the costs of things going up but in a strange way it balances out, as I don't commute, WFH has it's massive advantages. If I went to our office once a week, it would cost 280 a month. Our car is an EV and my wife charges it at work for free and when charging at home, we do so at night, as it's super cheap then thanks to Octopus....
Sorry, you got my brain ticking over and into maths mode.
Blog income is small in my case but if I wrote more often, it would grow more.
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I'm gonna kill my mortgage a little earlier, but similar ish time of life, it will make a massive difference, it's about 30% of my necessaries.
You've got it really sorted with the car, I'd like an EV but can't charge from home, no parking outside, not sure it would suit that well anyway, I do a lot of long long journies, maybe that'll change by the time I'm due a new one, I would like one!
Ours is the MG5 EV long range model, we’ve got used to it and the time taken to charge. Main times for doing so are overnight or when at Tina’s office, free charging is a company perk for them. When visiting either of our parents, who live 70 miles away, we can almost get there and back. Not so much in the winter. Summer is great as the charge goes further. 20% variance in fact between the two kinds of weather.
If you’ve no space outside, that is a problem but I’m hoping will eventually be less of one. Some towns have charging posts in the streets but the snag with that is visitors to your town pinch them. That must annoy residents.