Commitment to Financial Freedom
Financial freedom – what is it? The question appears straightforward. But once you delve deeper, you'll discover that there isn't a precise definition for the term "financial independence."
Is it not having to rely on others to satisfy your financial needs?
Or having enough money to pay your living expenses for the rest of your life without having to work?
Or is it accumulating a nest egg that allows you to safely withdraw 4-6% of your retirement account each year?
There is no one answer that works for everyone because each person must establish their own financial and lifestyle objectives. Financial freedom is about making progress toward achieving these objectives.
For each person, financial freedom or independence looks different.
The notion that you must be wealthy to be financially independent is among the biggest myths. This assumption is not only false, but also prevents people from beginning their journey toward financial freedom.
Many people who have achieved financial independence lead basic or modest lives that allow them to maximize their financial condition without having access to boundless riches. Additionally, becoming debt-free does not depend on reaching a certain financial milestone.
Because of this, financial security reflects the person. It takes into account your aspirations, your way of life now and in the future, as well as your objectives for work and retirement.
That tired quote from a motivational speaker goes, "If I can do it, so can you." Financial independence could be unattainable for the rest of a person's existence due to impassable challenges.
Thinking about concepts like financial independence is a luxury when one's ability to survive is in jeopardy. However, it's unlikely that anyone reading this post is in that state of complete futility. The truth is that everyone has a unique set of challenges. Some of these barriers may only be overcome by collective efforts, and different life circumstances demand different priorities.
Being deliberate with your money — how you earn it, how you save it, and how you spend it — is at the heart of achieving financial independence.
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I am not a financial adviser. This article is not meant to be financial advice. My articles on cryptos, precious metals, and money share my personal opinion, experiences, and general information on cryptos, precious metals, and money.Thank you for stopping by to view this article.
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Excellent post @silversaver888!😊
Financial freedom, being debt-free, is security and peace of mind!😇
Unfortunately most people live paycheck to paycheck…….
Becoming debt free should become an important goal for everyone!
Thanks @silvertop😊!
Yes, being debt free, living simply, is my concept of financial freedom. I believe most of us can attain this. There are millions of people who are, silvertop!
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I think that’s the best way to be happy and financially independent @silversaver888 !😊
Living beyond your means, we’ll never bring you happiness …
Very true, @silvertop😊
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I really appreciate this @silversaver888 and thanks for sharing every part of it.
What does financial independence mean to you, emeka4?
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This means having enough without the aim of bothering anyone
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Yes, yes!!!
That is financial freedom, @emeka4!
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Hello @dayadam!
Blessing to you too 💕✨
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Great post! I think each one of us has to define financial freedom based on our individual circumstances. For me, financial independence is money not occupying more than 25℅ of my thoughts, having enough money to take care of day to day expenses and when unexpected emergencies arise.
Financial freedom is not the same for everyone. And you definition of financial freedom is perfect for your current circumstances. It may change!
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Lol yes. It could change in the future as I expand my concept of the world. Thanks for the insight :)
Hahaha, yes, my friend!
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For me, financial freedom is owning your home, having a stable income and not having debts.
If all this allows you to make the decisions of your life freely and not conditionally, then you have financial freedom.
That's financial freedom for more than half of America! The American dream!
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Can't live with it can't live meow it.
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I've got multiple Retirement accounts through the years of work plus passive rental income and I think I'm set, but my favorite by far is my Bullion account!
Always, with love 🤗🌺❤️
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Yay! That is financial freedom, sis!
Hugs and kisses 🤗
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I really like the posts you made. It shows that you need to have multiple sources of income. My precious metals make up about 5% of my assets !
Having multiple sources of income is financial freedom, @olympicdragon! Yay, 5% of the assets! GREAT!
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Just like the same shirt in one size does not fit all, neither will one financial plan for financial independence fit all. You are correct in stating that we each need to plan according to our goals. It will look different from person to person. And, you are right; we cannot wait thinking we need excessive wealth to be financially independent. Wise choices and living simply and planning, will help each of us to see the goal, figure out how to get there, and then enjoy the ride.
Thanks for sharing sis! Much love!😘🤗🌸💖 !LADY
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Financial freedom... I'm twelve. I'm starting to build a family silver treasure with my dad. One troy ounce of silver per week... If possible. I don't know if this will get me financial freedom, but it's nice.
I'm steady working towards more financial freedom