Safe-guarding your spendings

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It is good to be able to spend on what we really need whether in terms of urgency or not , it is good to always be able to spend money on things which are relevant to us and everything that makes us happy..

But that do not mean that we should spend without making proper plans on how we want to spend our money and what we want to spend money on..

We need to always safe-guard our spending, when I am talking about safe-guarding our spendings , I do not mean that we should not spend at all on our needs or whatever we want to spend money on , but what I mean is that we should be able to create good budget when it comes to spendings , a good budget will make us to be on the right track when it comes to our spendings , it will make us to be able to spend within our financial capabilities and strength , it will make us to spend more on our needs and be able to spend just less on our wants..

Our ability to safe-guard our spendings will determine how much we can become financially disciplined enough to spend within our financial strength, we need true accountability in order to spend wisely..

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