(LOH 115) "Lifestyle Plans for 2023:Spend Less, Save More and Invest"

Greetings!
HAPPY NEW YEAR EVERYONE!πŸŽ‰

Day two (2) of 365 for this new year. How are you today? Are you ladies? Yesterday was just a tiresome day for me, the reason why I ended up with no blog/s in all the platforms that I joined in. But, for some reasons, I still chose to give off some time to scrolled out and respond with the comments being left in my previous blogs. With that I was able to read a new blog regarding a writing contest hosted by one of my favorite communities in here. So, today, I will be joining this week's contest blog hosted by this community.
[edited using Pixlab App]

As usual, it comes with the two proposed ideas which can be choose from. But, I will go on sharing my own thoughts about these two. Without any further ado, I welcome you all to my blog entry for today.

[screenshot photo]

To make it organize, let me answer it one by one.
"What lifestyle plans have you made for 2023?"

  • The answer for this question is just like the New year's resolutions I made. When it comes to my personal well-being, I would like to become more physically active for my physical health. I am looking forward to prevent and avoid the factors which may trigger my stress and feeling negative for my mental and emotional health. As for my social health, I am looking forward to try engaging more people both in real and virtual world, and for my spiritual health, I will be honest, I can't attend church days and join church related activities, but as much as possible, give the best I can to spend time with God.

On the other hand, "Spend Less, Save More, and Invest." These are the ones that I really want to give focus on this year. Same goes with learning to become a risk taker.

"Are you going to be visiting your friends and family more regularly?"

  • For the time being, I can't say how this should be. Because even in the previous years of my life, I can really say that I am not one of those who payed visit to friends and family regularly. It just happens when there is an important matter to discuss with them or a gathering where we can be together to spend time over a meal or just a mere chitchat.

"Over the past couple of years of not seeing loved ones, has your attitude altered rather to face the future visiting and caring for each other as was previously done, being by the side of those requiring help, the young desperately needing extended families, meeting to encourage natural immunities, or whatever life throws our way?"

  • Knowing myself is a great factor of how I treat myself and the people whom I considered my loved ones. For some reasons, some of the people I didn't see for quite a long time, it makes me feel awkward and may the worst, be uncomfortable. Maybe because, as the time goes by without them on the daily basis or even a week or two, the time also changed of how I see them, of how I should act when I see them, and of how I should treat them. Especially, I have a feeling of inferiority for being just what I am in this current state I'm into. This really bothers me a lot. But apart from that reason of mine, I think I don't have any other reasons to not get close to them if given the chance though.

And now let me give you my thoughts about the second proposed ideas;

I guess all of us are greatly affected by the Inflation. This issue has started in the previous years, but become more evident the last year. Imagine the price hikes of almost everything that we need. The price becomes times two, others even becomes times three. "Aigoo!" And here's this problem, the income or the earnings of the costumers are at stake.

As a daughter of a "Tuba (coconut wine) Gatherer" that still relying with her parents, I am now feeling the guilt of still not having a stable job to help them out. What bothers me more is the continuous increase of prices of the basic commodities in the market, but the buyer of my papa's "Tuba" didn't buy it at a higher price. And as for you know, my papa is not the owner of the coconut trees that he climbs up, it was my grandfathers' which means, we are obliged to give a contribution for doing so.
[screenshot photo]

  • When it comes to budgeting, I really don't take it as a serious thing since I am still living with my parents right now. But when we talk about money, as much as possible, I don't want to ask it from them. I will feel embarrassed knowing that this time forward, I should be the one providing them. So, with the question here, I will just give focus on how I budget my money for my personal wants and needs.

Like I said earlier, I want to give more focus on three things this year, "Spend Less, Save more, and Invest." In the previous years, especially the last year, I am like a spendthrift- spend here and there. So, with this, what comes to my mind now is minimize spending by cutting down those unnecessary things on the list. I should buy ONLY the important and necessary for me to not waste any cent of my earnings as a side hustler, for now.

You know, earning money is very difficult this days. And imagine, you hardly earn the money you have but you have few things out from it and like a tick of the clock, the money was gone, all of a sudden. Like for instance, you earned Php 1000 or $20 dollars for a week but when you went to town and buy the things you want and need using that money, you will not notice that you only have few cents left in your pocket. "Jusmiyo marimar!" That is why, we should really armed with information before going for a grocery or whatever it is that we do with the few we have on our pockets.

Plans are important for it will serve as our guidance or basis for how we work and act for it to happen. With hard work and determination, our efforts will be payed off.

ALL THE BEST FOR US! πŸ€

Thank you for your time. To God be the Glory!
<Date Publish: 01.02.2022>
<Author: volleyren20>



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Happy New Year Mareng! Samahan na kita jan sa Spend Less, Save More and Invest mo. Dagdagan ko pa yong sakin if ever. Although galing lang din lahat yong sa kikitain ko everywhere ehe. Kaya gora! Lezzgowww!

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Happy New Year din Mareng!
Sure mare. Pero, hindi ka naman na magsisimula from scratch kasi meron ka na talagang pang-invest. For sure lang, dadami pa yan lalo. Hihi. Laban!

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Having family still providing helps during difficult times, spending time doing physical activities ensuring healthy body and mind will assist when going out to meet others, makes one feel more confident.

Make a list before shopping, check online which shops are offering better pricing, or walk from shop to shop check the price per kilogram, not price paid at the till learning what items actual cost is. Money is hard earned keep track on spending what we need, no longer what we like.

Thanks for your entry.

!LUV and Happy 2023

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Thanks a lot for the additional information Maam @joanstewart .. This will surely help me. And thank you for dropping by. Hugs!

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People are battling everywhere, take care!

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You said it right. You too! Thank you for dropping by Maam @joanstewart .

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Each day treat as it arrives, thanks for joining in.

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I will put that in mind Maam.πŸ™‡β€β™€οΈ

Its my honour to be part of this prompt.

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I read it with pleasure, you are very right in what you wrote πŸ‘πŸŒΈ

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Thank you so much for appreciating my piece. Hugs!

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Cost of living is rising to the top daily thereby affecting our income. But, to overcome it's effects, budgeting is the secret.

Dear friend, you're on the safer side since you're living with your parents. Though, I can feel your wish to provide for your parents. Relax, if you're able to comply with this your content or article, your wish will be a reality!

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You are right with that..

Thank you for giving me high hopes my friend. If God allows it, surely it will happen. Of course, efforts and determination should be exerted too.
Thanks for your comment my friend.

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Our Health is our greatest wealth. If we manage that well, rest of the things in life become smooth for us. Good luck with your plans.

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Happy New Year ma'am. All the best with your goals!

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Being with family is the best thing that can happen to us. Much success and a happy new year @volleyren20

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I will definitely agree with you Maam @sacra97 ..Thank you so much for the high hopes and a Happy New year to you and your family as well Maam.

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That everything you have planned for this 2023 you can do and that you manage to "spend less, save and invest more" and that you can help your father. Blessings πŸ™πŸ½πŸ€—πŸ™ŒπŸ½

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I hope so Maam. Thank you so much.❀️
Happy New Year!πŸŽ‰

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You are right friend everything is on the high side. But if you can work with your plan, I'm sure this year will be one of the best years for you. Have a pleasant new year friend

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Well, lots of works should be done to make all of these happens.
Thanks a lot for dropping by.❀️

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Yes o, it will work out with with determination and perseverance.

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Reducing stress is a good lifestyle to cultivate this new year, as I am also on this table

Spend Less, Save More, and Invest

Way to go lady, I will be sure to follow same rule,

Have a lovely day today.

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Let's go for it!😁
Happy New year. Thank you for dropping by Maam.

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Nice one,
You must be a good economist I guess

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I agree with you dear, spend less save more and invest. With all that is happening around us we should have this mindset.
Loved reading your post. I so miss drinking the freshly harvested tuba.

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Maging praktikal na tayo sa 2023. Naks! Hihi
Hmm..Halika dini at may tuba kaming marami.

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Tama dear! Haha, huwag lang bahala sis ha!😍😍

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