RE: What To Do With Excess Money?
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At this moment, any surplus I have primarily goes to savings and investments (especially the latter). I think the excess money will come handy on a rainy day so it doesn't make sense to spend it on frivolous things.
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Agree, its difficult to focus on the long-term when there are so many short-term things that can give you satisfaction,
Rightly said! Our focus muscle has to be strong otherwise we will always find ourselves in some financial trouble.