Since ancient times, we've been accustomed to using cash, whether in the form of paper money or coins. What have we experienced during this time? Have there been any problems? It's common for all physical money to wear and tear, just like paper money, which tears easily and becomes moldy over time. Furthermore, if stored incorrectly in a damp place, it can be eaten by small animals like termites. I often find worn and torn banknotes, some glued with tape, and others pasted with other paper to make them appear intact.

Furthermore, paper money is also easy to counterfeit. There are numerous cases of counterfeit money printing in my area. This practice still persists. If you're not careful when examining genuine money, you'll be fooled by the presence of counterfeit money. Paper money is also flammable, easily wet, and easily lost.

Another disadvantage of cash is that it's very cumbersome to carry around, requiring space and having to accommodate the weight of the cash. Cash is very easily stolen, making it very difficult to store large amounts of cash. The difference with cash in the form of coins is that coins are more durable and long-lasting, water-resistant, and won't burn or tear. However, the downside is that coins are relatively heavier but carry a lower denomination. Paper money

What is digital money? I learned about digital money when I was 15. It was simply a balance or token that could be bought and sold. At that time, digital money wasn't very popular, and it was still very foreign to the people in our area because we generally used cash for shopping. Only businesspeople and large tycoons frequently used digital money for transactions. At that time, ATMs weren't common, and you could only find them in certain locations. If you wanted to make a transaction, you had to go to the bank to transfer money and withdraw cash. There were no mobile banking apps, no Android apps, so almost everything was done manually using cash.

There are many conveniences now that we all understand digital money. Now, the ease of accessing and using digital money is increasingly felt in my area. Almost everyone has digital savings, even though they may not seem to have cash, they have substantial digital money balances in their bank accounts. Everyone is taking advantage of this convenience. Saving money in the bank means you don't need to carry a lot of cash everywhere, and you avoid robbery, termites, or burning. It's becoming easier, safer, and more convenient.

With the convenience we now enjoy, being able to control our account balances in the palm of our hand, are there no longer any anxieties and distractions? Of course, there are the rampant online fraud and scams that constantly haunt digital currency users, which continue to worry the public. If they fall victim, all assets in their bank accounts can be wiped out by online thieves.

Not only that, another concern felt by digital currency users is that when there is an internet signal disruption, all transactions can be disrupted. Furthermore, in our area, power outages are frequent, causing internet access to be cut off, and transactions will fail. Furthermore, in our area, many kiosks and stalls still don't accept digital payments, so we have to provide cash.

To date, our local government has no agenda or plan to replace cash with digital currency, perhaps due to our limitations. I've heard that developed countries will begin implementing digital currency and eventually eliminating cash. Well, if the area has adequate facilities, why not? Digital currency is safer, more convenient, and easier.