HBD Savings Strat - For every $60 in savings, you earn $1 in interest monthly!
I am someone who has had to dip in on my HBD savings numerous times over the last year and a half. I can say with all certainty that it has saved my bacon more than once!
Without a doubt, Hive is a great place to invest your time and money/crypto. Being able to earn some Hive and HBD from my fantasy and sci-fi fiction is amazing. Blogging about what I am cooking? Awesome! Blogging about the progress in my garden? Fantastic!
Hell, I have even been able to monetize pictures of my cats!
However, Hive is not just a grind. Whether you have money to invest or earn money by writing decent articles that are your own intellectual property - NOT something AI generated and NOT something copied from elsewhere, then you have a further opportuntiy to earn some PASSIVE INCOME.
Passive income, to me, is worth 100 times more than active income. Earning $1 for doing nothing is worth as much to me when I earn $100 actively!
Especially when I can do it OVER and OVER and you earn compounding interest!
If you were able to earn $100 in a month and put that as HBD and into saving each month for a year the following would happen:
After the first month you earn $1.667 in interest. After this point you are earning dollars to your savings that you did not earn. We keep you earning a flat $100 into savings and after a year you have $1316.371 in savings instead of $1200!
You are earning $21.944 per month in passive income if you stop here and you have earned a total of $116.371 in additional income of compound interest beyond your $1200 that you earned and placed into savings!
This is a no-brainer for me, though my targets are a little lower and slowly progressive in nature.
So I had to draw $250 from savings last monght and chopped my savings down significantly! I am busy building up again!
I has ahead up to June 2023. I have caught up to January's target again and have another $21 odd to add for February and then $23 for March. I hope to get there at least by the end of this month and be on par again!
I shall keep writing!
This is my personal plan and not financial advice! Thank you for reading!
Cheers!
@zakludick
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Thank you!
The HBD has come through to help me alot especially towards my move from SA, I spent over 1000 of my HBD, hopefully, I save up again.
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That's amazing!
The HBD savings are so awesome, I'm working hard to put as much into it as I can but with bills lately I fear I'll have to be pulling some out to cover things... we'll see. So far I've been lucky and not had to touch it. Good luck on your journey!
That is what I had to do... but I begin to save again!
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Thank you so much!
Hbd saving is really a good way of investment and sure the investment is worth it 🎆🤑
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Hbd savings is a really good idea my strategy in long-term is have 6000hbd!, in argentina is a good income! i could do a lot things,for example, to pay rent !, long-life to HBD😁 . bring us more posts like this, cheers!
Awesome man! $6000 HBD in savings gives you $100 in interest per month!
The idea would be to have a certain amount of the interest back in or still increase the total savings slowly from there. 😁😁😁