AskLeo - Why do many (including newbies) neglect basic concepts when investing?
Well, of course I am not the owner of the truth, but life throughout my personal journey with regard to crypto investments, I have learned a lot and I always continue to learn more because I want and need to know the things that happen important to me. me.
What motivated me to do this article was some of the things that happened lately in the universe of investments, especially facts that happened here in Brazil. This made me think that many people are being influenced to start their investment journey, but due to lack of preparation and adequate information, they are making very serious mistakes.
Everyone knows that it is from mistakes that we learn many things in this life, but I believe that there are some mistakes that can be easily avoided. Due to the pandemic, here in Brazil the number of investors who decided to start their life in variable income has increased and today it is more than 3 million investors.
Yes, I know that is very little if we compare mainly with the United States that more than half of its population invests. In Brazil, it starts with a very serious mistake in not having a base in financial education. Many people grow up believing that the best way to invest safely is in savings.
People first prioritize paying their debts first and "if" something is left at the end of the month, then they decide to save or in very rare cases, to invest. With the crypto market on the rise, it is clear that this would arouse the interest of many people and especially lay people who never invested a penny.
The real possibility of "getting rich" in a short period of time attracts not only newbies, but also the chance for scammers to take advantage of this situation. Recently in a group that participate in the Telegram of an Exchange, I was impressed that there are still naive people in this world.
Never trust anyone
Suddenly someone in this group asks for help because his account on this Exchange was gone. He went on to say that he was talking to someone who claimed to be an agent of the alleged broker and asked for his data and password so that he could do a kind of "synchronization" on his account.
The result? Well, as you can imagine, the victim had his entire balance paid off. The question is ... If any bank employee and I say any traditional bank called you asking for your personal data and password, would you really give or hang up at once because it was a scam?
Well, it is clear that this person (victim) was starting to take his first steps in the cryptoverse and soon he made a serious mistake in trusting someone who was said to be an Exchange employee. As much as the adversities of the moment may perhaps bring some confusion in the person's head, but he should never trust and give his password.
The worst was what he said next ... That his money he lost was related to his and his wife's vacation. He was still grieving because the money to pay the rent for the month ended up being lost ...
Never invest what you can't miss
Basically that same person made another very serious mistake. He took all of his money, including holidays, to "try his luck" to earn more money through cryptocurrencies in a short period of time. We all know that investing in crypto can only have reliable and positive results over time.
I myself am currently settling all my debts in order to have a much better life. At the end of the year I moved out and it was not in my plans to do that. Since my wife and I were unemployed at the time, we would need to find a home that we could afford to pay for.
Fortunately we found it but I needed to buy some things like fridge, bed, stove ... Because the things I used were from my aunt so I had to pay debts. Thanks to God today the cryptocurrencies in particular, HIVE and LEO help me to pay these debts that I will soon get rid of.
Having debt puts you in a much greater pressure for you to seek better results. Combining this with the neglect of doing day trade without ever trying to study the subject, it is a risk that many commit. That is why too many speak ill of BTC because its failure puts the blame on cryptography, but the culprit is the careless person.
Unfortunately, a young Brazilian over 30 years old committed suicide because he lost more than 200 thousand reais (US $ 35K) trying to make a day trade. He bought several courses on and often these same courses are false promises. This clearly shows that the person has not followed risk management.
There is space for everyone to invest, but not everyone has the capacity to do so. Unfortunately this is not an isolated case and many people lose their lives for making decisions like this. That is why it is necessary to study, research as much as possible any project or currency that the person intends to invest.
I myself learned a lot in the race because I had no one to help me in this way as I am doing. It is necessary to teach how to fish than to deliver the fish in your hands. The way to decide what to do will always be yours. As much as you can listen to advice, the last decision will always be yours. The successful future will depend solely on your actions so think carefully.
Bem, é claro que eu não sou o dono da verdade, mas a vida ao longo de minha jornada pessoal no que diz respeito a crypto investimentos, já aprendi muita coisa e continuo sempre aprendendo mais pois quero e preciso conhecer as coisas que acontecem importantes para mim.
O que me motivou a fazer esse artigo foi de algumas coisas que aconteceram ultimamente no universo dos investimentos em especial de fatos que aconteceram aqui no Brasil. Isso me fez pensar que muitas pessoas estão sendo influenciadas a começar sua jornada nos investimentos mas por falta de preparo e informação adequada, estão cometendo erros gravíssimos.
Todos sabem que são dos erros que aprendemos muitas coisas nessa vida, mas acredito que existem sim alguns erros que podem ser facilmente evitados. Por conta da pandemia, aqui no Brasil o número de investidores que decidiram começar sua vida na renda variável teve um aumento e hoje passa de 3 milhões de investidores.
Sim, eu sei é bem pouco se compararmos principalmente com os Estados Unidos que mais da metade de sua população investe. No Brasil já começa com um erro gravíssimo em não ter uma base na educação financeira. Muitas pessoas crescem acreditando que a melhor forma para investir com segurança é na poupança.
As pessoas primeiro priorizam pagar primeiros suas dívidas e "se" sobrar alguma coisa no fim do mês, aí decidem poupar ou em casos bem raros, em investir. Com o mercado crypto em alta, é claro que isso iria despertar o interesse de muitas pessoas e principalmente de leigos que nunca investiram um centavo.
A possibilidade real de "enriquecer" num curto espaço de tempo atraem não só novatos, mas também a chance de golpistas aproveitarem essa situação. Recentemente em um grupo que participo no Telegram de uma Exchange, fiquei impressionado como ainda existem pessoas ingênuas nesse mundo.
Nunca confie em qualquer pessoa
De repente alguém nesse grupo pede ajuda pois sua conta nessa Exchange havia sumido tudo. Ele continuou dizendo que estava conversando com alguém que se dizia ser um agente da suposta corretora e pediu seus dados e senha para que ele fizesse uma espécie de "sincronização" em sua conta.
O resultado? Bem, é como de se imaginar, a vítima teve todo o seu saldo liquidado. A pergunta é... Se algum funcionário do banco e digo qualquer banco tradicional ligasse para você pedindo seus dados pessoais e senha, você realmente daria ou desligaria na mesma hora por se tratar de um golpe?
Bem, é evidente de que essa pessoa (vítima) estava começando a dá seus primeiros passos no cryptoverse e logo ele comete um erro grave em confiar em alguém que se dizia ser um funcionário da Exchange. Por mais que as adversidades do momento possam talvez trazer alguma confusão na cabeça da pessoa, mas nunca ele deveria confiar e dá sua senha.
O pior foi o que ele disse em seguida... Que o seu dinheiro que perdeu era referente as férias dele e de sua esposa. Ele ainda estava se lamentando porque o dinheiro de pagar o aluguel do mês acabou sendo perdido...
Nunca invista o que você não pode perder
Basicamente essa mesma pessoa cometeu outro erro gravíssimo. Pegou todo o seu dinheiro inclusive das férias para "tentar a sorte" de ganhar mais dinheiro através das criptomoedas em um curto período de tempo. Todos nós sabemos que investir nos criptoativos só podemos ter resultados confiáveis e positivos é no decorrer do tempo.
Eu mesmo estou atualmente liquidando todas minhas dívidas para ter uma vida bem melhor. No final do ano eu me mudei de casa e não estava em meus planos fazer isso. Como eu e minha esposa estávamos desempregados na época, precisaríamos encontrar uma casa que pudéssemos ter melhores condições para pagar.
Felizmente achamos mas eu precisava comprar algumas coisas como geladeira, cama, fogão... Porque as coisas que eu usava era da minha tia então tive que fazer dívidas. Graças a Deus hoje as criptomoedas em especial, HIVE e LEO me ajudam a pagar essas dívidas que em breve irei me livrar.
Ter dívidas te coloca numa pressão muito maior para que você busque melhores resultados. Juntando isso com a negligência de fazer day trade sem nunca ter tentado estudar sobre o assunto, é um risco que muitos cometem. É por isso que também muitos falam mal do BTC pois o seu fracasso colocam a culpa nos criptoativos, mas o culpado mesmo é a pessoa descuidada.
Infelizmente um jovem brasileiro de um pouco mais de 30 anos cometeu suicídio porque perdeu mais de 200 mil reais (U$35K) tentado fazer day trade. Comprou vários cursos sobre e muitas vezes esses mesmos curso são falsas promessas. Isso mostra claramente que a pessoa não seguiu um gerenciamento de risco.
Existe espaço para todos investir, mas nem todos tem a capacidade para tal. Infelizmente isso não é um caso isolado e muitas pessoas perdem suas vidas por tomar decisões como essa. Por isso que é preciso sim estudar, pesquisar o máximo qualquer projeto ou moeda que a pessoa pretende investir.
Eu mesmo aprendi muita coisa na raça pois não tive ninguém para me auxiliar nessa forma como estou fazendo. É preciso ensinar a pescar do que entregar os peixes em suas mãos. O caminho de decidir o que fazer sempre será seu. Por mais que possa ouvir conselhos, a ultima decisão sempre será sua. O futuro bem sucedido dependerá exclusivamente de suas ações então pense com cuidado.
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Never invest what you can't afford to miss is one visal thing they don't understand in my part of the world.
I have seen a lot of events, which one of them happened to my sister, that they are faced with investing in a get rich quick sceme.
Most times it goes like, invest an amount of money, and in a week time get double back.
Some people went to the extent of borrowing millions of naira to start it when they heard others are actually getting paid.
Eventually, most people got their money stucked, the platform crashed and left investors with regrets.
What do you think we can do to reduce internet scams??.
Its sad to hear about the people committing suicide due to debt. I think people need to realistic figure out that money doesn't come fast. It takes time and consistency so not all investments work out. So like you said, they need to do their own research and only put in what they can lose.
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I believe there are a number of factors that contribute to this.
Greed is of course one of them and perhaps the one with the bigger influence. People see or hear about others making a lot of money and they get desperate to do the same and very often they do it very recklessly and end up losing a lot. They don't take the time to really understand what they are doing, they don't know the risks and they don't have a backup plan if things go south.
Another factor, which is very connected to the first one, is the lack of financial education. A lot of people - especially in our country - never had proper financial education. All they know about finances or investments is what they were told by their account managers from the bank where they have a savings account and, as we all probably know, these guys give some of the worst financial advice you can get because they don't have their customers in mind but act in the interests of the bank instead.
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Eu não sei como é lá fora.
Mas esse negócio de "vender" curso de "Pseudos" conhecedores de tal assunto virou moda. E o pior que funciona mesmo com um marketing "barato" e já manjado. Sempre a mesma chamada, sempre o mesmo jeito e sempre o mesmo final. São poucos que você vê e que vale a pena o conteúdo que a pessoa passa no "grátis". Porque comprar de verdade nunca será a melhor escolha. Isso da um post para eu falar sobre o que penso kkkkk
Most of those who currently present themselves as Guru in terms of courses, their earnings are obtained from the number of dupes they manage to capture each month, and the algorithm in this case of YouTube still does not do anything responsibly notorious to stop this type of misdeeds, and it is surprising since they have a very powerful AI and perhaps it is not as powerful as Facebook's that it can recognize from a simple photo with who are you, how are you, where are you and until what state of mind do you reflect in the photo, but in short, unfortunately we will continue to see this type of situation in many digital platforms, only if those people searched a little more and in a stroke of luck they found Leofinance, perhaps it would be much better!
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