Invest4free (passive) investment - weekly update

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My weekly passive income statement for invest4free - Let me show you how you can get a good ROI as a small investor.
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Image by Steve Buissinne from Pixabay

I started this account to be able to show that you can become an investor for free through being active on Hive. So far I have been able to collect a nice amount of Hive and hive-engine tokens, but it is time to start making smart investment decisions and share those with you. Since that is what I started this account for, to help you grow when your account is still small. Showing you how to do it, as I am learning that myself. Because I have started to invest, it is time that I start sharing the journey with you.

This post will be a lot longer than the future ones, as I explain everything now and in the future posts I will make sure not to repeat myself constantly.

Hive power curation APR

Currently I have almost 209 Hive power, which is generating a semi-passive income of about 6% APR through curation of other people’s posts. So that means that if I did just that for the next 365 days, then I will likely get about 13 Hive from curation rewards. I get this percentage from hivestats.io where you can check a lot income stats for any hive-account, including your own, for free. As my total hive power grows I continuously see the percentage going up. On my main account @elbrava, which has more than double the hive power, I have reached 9% APR. So that is promising.

Hivestats.io is an awesome tool to use if you want to figure out how profitable your activity on Hive is. It is run by the Leofinance guys, so it is really pretty good. The only thing is that it calculates the percentage based on your current Hive power, not the Hive power from 7 days ago. While everything you did in the last 7 days is still waiting until the payout day. So if you power up a lot of hive, then immediately after your percentage drops significantly.

But there are far more interesting ways to grow for a small account that does not get 20% APR through curation yet.

Mpath token

The Mpath token is the ideal investment token for people who create content regularly. Just by holding the token you will get upvotes from the MAP FinTech project run by @rycharde. Check the blog from the @mpath account for more info and go to the discord channel link in the blogs if you have any questions.

I currently hold a bit more than 44 Mpath tokens and this gives me upvotes for 1 blog per day of about 0,09 Hive. Obviously I get only 50% of that. If nothing changes, and that is a big if in cryptoland, then getting this for 365 days, means that I will get 16,4 Hive in author rewards. Mpath tokens currently cost 0,6 Hive on hive-engine, so my Mpath tokens are worth about 26,5 Hive. So the return on my investment (ROI) is about 61% through these upvotes.

However, this is not all. When you hold Mpath tokens, then you also get dividends in Mpath tokens. Last week I got 0,057 Mpath and I think that was based on 35 Mpath. In my next update I will be able to be more accurate. But lets say that it was 35 Mpath, then this weekly dividend was about 0,1%. Multiple that by 52 and you are looking at a 5% ROI as a bonus on top of the upvote value. And then I haven’t even looked at the compounding effect of these dividends in Mpath, which will sligthly increase your next weeks dividends as well.

Maybe be my math is a bit off and perhaps it is not as profitable for bigger amounts of Mpath. As in the blogs @rycharde usually mentions an ROI percentage in the range of 25-30%, but for a small account that hopes to increase the upvotes for their content, I highly recommend stacking some Mpath. You need at least 1 full Mpath to start receiving upvotes, which currently costs only 0,6 Hive. This is a really good deal if you ask me.

DHEDGE

I currently have about 41 DHEDGE tokens, but I haven’t received the payout for these tokens yet, so I cannot tell you the current ROI. Also this is a brand new project that I wrote a blog about 8 days ago, so the investment fund is still increasing and rewards will likely not be that good at the start. I will tell you more about that next week.

It is a really cool project though, since you can contribute to it by sending tokens to @discohedge, which will then be added to the fund to generate income, while you get DHEDGE tokens in return.

The rewards for holding DHEDGE tokens comes to you in liquid Hive, so that is awesome. You can sell it, convert it or power it up. Whatever you like.

EDS

EDS, or Eddies earners is run by @spinvest and is another token that will generate liquid hive for you. A 12% ROI is promised, so I am really curious what I will get for these on monday. As monday is the payday for these tokens. I will let you know how this works out in the next update.

BRO

I sold my BRO tokens at a profit a while back, when it wasn’t really clear where the project was going. But the last blogs and reports in the discord server have been very interesting to say the least. BRO tokens are now 4 Hive, so that is pretty expensive, but next chance I get I will buy one to see what ROI it generates.

Future thought’s

Now that my account has reached 200 Hive power, I have started looking at delegation options for extra income. What I will likely do when I reach 210 Hive power, is delegate 10 Hive power. Then let my account grow 20 Hive power and then delegate 10 Hive power again. So I will keep 50% of the Hive power growth to keep growing my voting power and use 50% to get additional income from other projects.

Potential candidates:

  • @leo.voter, although you don’t get that much Leo from it anymore, since it rewards in Leo tokens and currently everyone is trying to get their hands on some Leo tokens and this is certainly the easiest way.
  • @accelerator, this could be one of the best opportunities for delegation. I will have to calculate the ROI on this one, but it should be really high. You get rewarded in M token’s and it is also a project by MAP FinTech.
  • @tipu, tipu does not give you the best ROI, but it is a really cool project and is by far the easiest way to earn liquid hive for your hive power. It is much, much easier than dlease. You delegate some hive power and immediately you start getting hive rewards. Want to do something else with your hive power? Simply undelegate and the hive rewards will stop, but not before you got a nice thank you notice along with a 0,001 Hive payment in your wallet from @cardboard. Simple liquid Hive rewards, no strings attached.
  • @hivehustlers, a promising project with an outrageous energy and lot’s of ideas down the line.
  • @ctpsb, perhaps not the best income generator. But I like it a lot, since it is a community account for the CTP swarm that has the goal to help all members grow into Hive dolphins and beyond.

I will likely delegate 10 Hive to each of them and then slowly increase the amounts as my account grows, while I will obviously favour the ones that give the best ROI.

If you know of any other tokens that I definitely should check out, or projects that I should delegate to. Then do let me know and I will include them in my portfolio and report on their ROI for a small investor.

Thank you for reading and do let me know if you have any questions, if you know of other cool projects or if you appreciate this kind of information.



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16 comments
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Congratulations @invest4free! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) :

You received more than 6000 upvotes. Your next target is to reach 7000 upvotes.

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Do not miss the last post from @hivebuzz:

Hive Power Up Day - Let's grow together!
Update for regular authors
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and if you have a bit more try some leases... hive.dlease.io

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Yes, at some point a bit further down the line I will try out some dlease options.

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Interesting.
I will be looking forward to your update on EDS :D

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Thank you for this awesome report. I do a couple of these already but going to look into a few others you mentioned, esp. Mpath & DHedge. It is always nice to have various ones to work for you as we do the curation & posting.

I also enjoy Dlease as well. I do a number of those so I earn some liquid Hive each day. It is not a huge amount, but as you know, it all adds up :)

Thanks again & have an awesome weekend :)

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Thanks, I’d love to hear if you have any that I didn’t mention?

Dlease has pretty good ROI. Most of the time better than tipu as tipu is curation focused for its income. With hundreds of volunteer curators that also earn a little bit when they are successful at curation.

Mpath to me is a no-brainer for the ctp swarm.

Dhedge will have to prove itself, but I think it can be really good for investors of all sizes.

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(Edited)

Did I say that I like your posts? :)

Keep us reported about DHEDGE! Would like to see earning for it... I will probably do the combination of that and Mpath... to "test the water" :)



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This post is AWESOME!

It will therefore get a manual 100% upvote from @thisisawesome (will be done today), for the Awesome Daily Highlights in category CTPtalk, we give out 1 such vote in that category per day, plus 4 more in other categories, and your post will also be featured in today's Awesome Daily Curation report for more visibility.

The goal of this project is to "highlight Awesome Content, and growing the Hive ecosystem and the CTPtalk tribe by rewarding it".


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I believe you have indeed 🤣

I will certainly share the results!

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Hi, thanks a lot for investing in MPATH and for looking at the real returns. Some comments to, hopefully, clarify a few things further.

When looking at the upvotes, you should be getting them from two main accounts (maxuve and maxuvd) plus often some follow-throughs such as from accelerator (that runs the M token). These are kinda legacy accounts from the Hive fork - was just too pointless to power-down and transfer all those HIVE just to have them in a more meaningful username.

The non-linear reward curve makes it impossible for me to know what everyone is getting, but undoubtedly the more MPATH tokens one has, the higher the upvote and the higher the value as a %. That's just the nature of the non-linear curve. So when I publish weekly estimates they really are estimates based on assumptions such as 2k MPATH holding, posting every day and so on. They have meaning in that both members and myself can gauge if earnings are going up or down, but as you are discovering, every individual will see those changes reflected differently. They are expressed as APR returns in HIVE per HP so they are dimensionless quantities and can be compared on a timeline. For example, the recent drop in HIVE price has not really affected our returns.

That's also a big reason for having the weekly reward distribution as that is wholly proportional to token holdings. So, if one cannot post, or has a small number of tokens, those distros can add a significant amount each week. Those numbers are actual calculations rather than estimates and include income from various sources, not just curation.

One other benefit is that the MPATH token price usually rises every week to match the fund's underlying asset value. Thus the token distribution should be multiplied by the price increase. I don't include that number as it would make the weekly post even more complex to read!

Any questions, feel free to ask :-)

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Yes, so many moving parts. A very good opportunity for growth.

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I’ll have to grab some MPath tokens, I had delegated right accelerator a long time ago and earned some decent rewards for doing so. These are pretty good things though, I do all of them except MPath! I won’t be delegating to anyone anytime soon but hopefully in the future I’ll explore delegations again. I enjoy giving out decent votes too much to delegate it all away!

One of the other ways is hive stake based income. I think I gave you a sponsor for one but when you get decent amounts of shares, the votes are pretty good. Especially considering how cheap hive is right now, and it’s based on liquid hive.

Keep up the process man!

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(Edited)

HBI you mean? I think you have me one indeed.

Mpath is quite nice. I like it a lot. With HBI you get upvotes every once in a while when you don’t have that many. With Mpath you get upvotes every day.

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Yeah I took a chance on MPath and bought 100 tokens lol. I’ve been meaning to look into the group again but never got around to it. Thanks for the nudge!

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