Week 39 - Last Week of September & Moving Right Along, Together With Week 7 of the Autumn Savings Challenge | SATURDAY SAVERS CLUB
Welcome back everyone to this week's Saturday Savers Club progress report. We're in week 39. It seems forever since we started on January 1st. So many issues have happened offline in the world in the past eight months that they make my online life a bit of a reprieve. I'm able to concentrate on my fiction writing and other projects in my Hive journey. Of all my current projects, participating in the Saturday Savers Club is refreshing and rewarding. The camaraderie in the group is awesome as we share tips and tricks to saving and investing each Saturday on the Club post. Here's some of my activities this past week in the Club.
20-week Autumn Savings Challenge
It's now Week 7 of my regular participation in the Autumn Savings Challenge. I'm one-fourth of the way toward saving my $100 by November. Adding 3.71 Hive and HBD to my savings this week ensures my account is continuing to grow. In the coming weeks, a higher amount will be transferred that will really bump up my total. As of today, my balances are: 317.870 Hive and 178.814 HBD. If you'd like to participate, check out @eddie-earner's and @shanibeer's post below for more details.
September NO-BUY Month
I'm in my 25th day of the NO-BUY month. If you missed my mid-month update on the 15th, I told about my actual Entertainment Expenses that totaled 15% of my monthly budget. Eating out two to 3 times a week at $50 each trip is excessive. It equates to $450 month. So, the easiest way to realize a quick savings was to reduce that category. To date, I have saved 50% of that.
- September NO-BUY Month [SPI GIVE-A-WAY]
Every week during our September NO-BUY month, SPI is available as a a Give-A-Way!
For Week 1, I won the SPI Prize for my participation with my Curry Chicken Salad entry prepared entirely from foods I had on hand.
For Week 2: I left tips for low-cost or no-cost leisure activities for the entire family. You can check out my comments here for which I won the SPI giveaway. Also, congratulations to phoenixwren, jfang003 and metzli for the winning tips.
For Week 3: I won the SPI Prize for my participation again. I shared tips about other activities to avoid the temptation of in-store and online shopping. My tip was to busy myself packing up items I've already purchased to give away to charitable organizations. I usually find all types of items I've purchased and forgotten about. It reminds me that I really don't need to buy anything else. I love sharing, and going through this procedure helps me to help others. I'll set up several boxes and label them. As I find items for each category, I just add them. I amaze myself sometimes when I look back through the boxes to tally up and see all I've accumulated. I try to do this quarterly. See other tips from @riandeuk and @metzli in the Club post below.
For Week 4: This week, to win in the SPI Give-A-Way, @shanibeer would like for us to the last week of our September NO-BUY Month. This week, let us have your comments about how the no-buy month has been for you:
- what worked and what didn't, how would you change things another time.
- any new ideas you picked up that you're going to keep doing.
- any interesting things you learned.
If you want to, you can let us know how much you saved through the NO-BUY approach - maybe as a percentage of your monthly expenses there's an example in this post. Feel free to make your own post and link it in the comments below..
Wednesday Wellbeing Club
To date, I've visited four communities in the hopes of spreading the word about this wonderful program. You can check out @shanibeer's Wellbeing Club post over in the Natural Medicine Community each Wednesday. Here's her latest post from this past Wednesday: Wednesday Wellbeing Club | 11 August - 24 November | Week 6: Wednesday 22 September 2021. Anyone who desires to participate is welcome.
EDS Miner (EDSM) tokens
Only 618 Tokens remain. Remember, @eddie-earner advises that EDS tokens are a low- risk income token that generates guaranteed earnings of 12% annually. The only way to obtain EDS tokens is to mine them through EDS Miner tokens. EDS pays out every Monday evening with an awesome interest rate. Last week it was 23%.
NEW CHALLENGE FOR OCTOBER: October Side-Gig Month - LBI Giveaway!
@eddie-earner and shanibeer says, "Everyone likes to have a little side hustle, don't they? Something you enjoy doing and you make a little money? Next month, we're going to be exploring all the little side gigs we can do to help boost our savings. So start gathering your ideas for next month's giveaways!
OTHER CLUB NEWS
In our Golden Pig Tip for the September NO-BUY month, @shanibeer provides some great tips on looking after your investments and growing with the EDS Token and the Saturday Savers Club. Check out my new BANNER below highlighting the Club. Then visit Week 39 Saturday Savers Club post by @eddie-earner and @shanibeer: Saturday Savers Club with @susie-saver | Week 39 - Saturday 25 September 2021 | Week 7 - Autumn Challenge - Save $100! | SPI Giveaway for September NO-BUY month | Win EDS Tokens for Comments! Everyone Welcome for other Club news.
My Saturday Savers Club Report for Week 39:
| PROJECT | PARTICIPATION | COMMENTS |
|---|---|---|
| Hive Engine Diesel Pools | Reading @ecoinstant's post "How-To Use" Guide | |
| EDS | 3 | Shared with Hive members |
| SPI | 3 | Shared with Hive members |
| CUBLife @cublife | 15 | Shared with Hive members |
| LEO | 3 | Shared with Hive members |
| ALIVE | 15 | Shared with Hive members |
| Saturday Savers Club | Day 268 | 365 penny-a-day, Money Saving Challenge. ON TARGET. |
| Autumn Savings Challenge | 317.870 | Hive Savings Balance |
| Autumn Savings Challenge | 178.814 | HBD Savings Balance |
PLEASE NOTE:
Source
| DAY | Amount Hive Saved | Hive Balance | Amount HBD Saved | HBD Balance |
|---|---|---|---|---|
| Autumn Savings Challenge | ||||
| Week No. | Beg. Balance | 301.790 | Beg. Balance | 101.932 |
| Week 1: (8/14/21) | +1.05 | 302.960 | +1.05 | 102.982 |
| Week 2: (8/21/21) | +1.26 | 304.220 | +1.26 | 104.242 |
| Week 3 (8/28/21) | 60 Addt'l HBD | 164.242 | ||
| +1.75 | 305.970 | +1.75 | 165.992 | |
| 0.921 HBD | 166.914 | |||
| Week 4 (9/4/21) | +2.24 | 308.210 | +2.24 | 169.154 |
| Week 5 (9/11/21) | +2.73 | 310.940 | +2.73 | 171.884 |
| Week 6 (9/18/21) | +3.22 | 314.160 | +3.22 | 175.104 |
| Week 7 (9/25/21) | +3.71 | 317.870 | +3.71 | 178.814 |
In the Autumn Savings Challenge, the amounts below are now what I will save weekly.
| Week No. | Amount | Week No. | Amount |
|---|---|---|---|
| Week 1 | 1.05 🤑 | Week 11 | 5.67 |
| Week 2 | 1.26 🤑 | Week 12 | 6.16 |
| Week 3 | 1.75 🤑 | Week 13 | 6.65 |
| Week 4 | 2.24 🤑 | Week 14 | 7.14 |
| Week 5 | 2.73 🤑 | Week 15 | 7.63 |
| Week 6 | 3.22 💪🤑 | Week 16 | 8.12 |
| Week 7 | 3.71 💪🤑 | Week 17 | 8.61 |
| Week 8 | 4.20 | Week 18 | 9.10 |
| Week 9 | 4.69 | Week 19 | 9.59 |
| Week 10 | 5.18 | Week 20 | 10.08 |
Thank you so much for your visit. I appreciate the time you out of your busy schedule to see my progress in the Saturday Savers Club.
Why not join in this fun initiative with either the Autumn Savings Challenge or the 365 Penny-A-Day Challenge and start saving. Tell me what your savings plan looks like. I'd like to hear about different ideas.
See you next week.
Proof of participation for Week 39 of 365-Day Challenge: 9/19/21 - 9/25/21
Proof of participation for Week 7 of Autumn Savings Challenge: Ending: 9/25/21
@flaxz initiative #alive ; #aliveandthriving (Published my Week 39 Saturday Savers Club post and my Week 6 Autumn Savings Challenge post for my blog today)
Thanks,
@justclickindiva
Happy rest of the week everyone with whatever your endeavors.
SOURCES:
a) JustClickindiva's Footer created in Canva utilizing its free background and images used with permission from discord admins.
b) Unless otherwise noted, all photos taken by me with my (i) Samsung Galaxy 10" Tablet, (ii) Samsung Phone, & (iii) FUJI FinePix S3380 - 14 Mega Pixels Digital Camera
c) Purple Butterfly part of purchased set of Spiritual Clip Art for my Personal Use
d) All Community logos, banners, page dividers used with permission of Discord Channel admins.
e) Ladies of Hive banner used with permission of and in accordance with the admin's guidelines.
f) Saturday Savers Club logo created by me @justclickindiva in Canva utilizing its free templates and free images from PXFuel (i) and (ii).
Wow. What an awesome report.Thanks for sharing your progress with us.
Fabulous banner! What a great idea 😍.
Lovely to see your progress, too, and to hear how much you enjoy the Saturday Savers Club. It is great, isn't it? I love the way commenters have committed to the Club 🙂.
I do something similar when I'm purging things. I like to get things to people who will actually use them, and ergo I take the time to sort things out, like, books and magazines go into Little Free Libraries; clothes in good condition go to a neighbor who collects them for distributions for the homeless community and to clothing banks where people can go and pick things up for free; clothes that are too far gone I put in a fabric recycling bin; various items I will list for free in Buy Nothing groups. I know a lot of people just like to get it out of their house fast and so they throw everything together and take it to a Goodwill, but I do not. Firstly because Goodwill/Salvation Army/ARC type thrift stores generally receive so many donations they actually can't use them all and end up throwing a lot away themselves; secondly because Goodwill and Salvation Army are both not good institutions (as far as I know ARC is okay and so if I end up with some things I don't otherwise know what to do with, I'd rather donate it with them). Goodwill is for-profit and pays their disabled workforce slave wages (the lowest I saw was I think 23 cents an hour, and this is legal because it's considered "therapeutic" to make disabled people work for you for nearly free when they definitely have costs of living too!). Salvation Army is not only notoriously anti-LGBTQ, but also there are just gobs of reports from people who have stayed in their shelters being abused or having their belongings stolen by staff! So yeah, I will not support either of them. :/
That was a bit of an aside, so: !LUV
<><
@justclickindiva, you've been given LUV from @phoenixwren.
Check the LUV in your H-E wallet. (2/3)
Thanks for the information about those two organizations. I had not heard. I give some items away to them. However, the majority of my items I either save for our family reunion or the Women's Shelters. There, the donations go directly to the people that need them.
We have numerous family affected my the storms. Our family reunion is one that tries to help everyone with non-perishable donations and clothing items. The necessities are what I donate to it each year; i.e. school supplies that I package up myself for each age group, toys, and infant items. We've had several newborns in in the family this year. There will be lots to have on hand for anyone who needs it. And the family members are not shy. They accept whatever is available.
I appreciate your response and information. I'll look into those two organizations and decide if they qualify for my future donations.
Take care, and have a good start to your week.